Explore First Time Homeowner Grants Nationwide

Neighborhood Housing Services of Southern Nevada connects eligible first-time buyers to the WISH down payment assistance grant, which provides a 4-to-1 match up to $32,099 toward down payment and closing costs, helping renters in the Las Vegas area become homeowners.

Eligible for: First-time homebuyers in Southern Nevada who complete first-time homebuyer education and counseling, meet income limits at or below 80% of a…

CAA of OKC’s Homebuyer Assistance Programs provide substantial HOME-funded down payment and closing cost assistance—up to $18,000 (plus $5,000 for rate buy-down) in Oklahoma City and $14,249 in Oklahoma/Canadian Counties—through forgivable second mortgages that help low- and moderate-income buyers bridge the affordability gap.

Eligible for: Income-eligible individuals and families purchasing within the Oklahoma City HOME program boundaries or in designated parts of Oklahoma and …

Kansas’s statewide FTHB Program helps first-time buyers overcome down-payment and closing-cost barriers by layering a sizable, forgivable soft second mortgage on top of a 30-year fixed-rate first mortgage.

Eligible for: First-time, income-eligible homebuyers whose gross annual income does not exceed 80% of HUD area median income, who are credit-ready, can co…

CHFA’s All Homebuyer Mortgage Programs page is a central hub that showcases below-market 30-year mortgages, discounted-rate options for key professions, and companion down payment assistance tools like DAP and Time To Own, making it a key SEO landing page for Connecticut first-time homebuyer programs.

Eligible for: Generally aimed at low- to moderate-income first-time homebuyers (or those not owning a home in the past three years) purchasing an owner-oc…

Salt Lake City’s Home Buyer Programs page describes municipal initiatives—most notably the Community Shared Equity Program—that help income-qualified households purchase homes on city-controlled land with long-term affordability protections.

Eligible for: Low- to moderate-income homebuyers interested in purchasing Salt Lake City Housing Stability homes under the City’s Community Shared Equity …

Statewide ADFA homeownership hub that connects Arkansas buyers with StartSmart, Move-Up and Down Payment Assistance mortgage options, combining below-market interest rates with up to $15,000 in assistance to reduce cash-to-close and monthly payments.

Eligible for: Low- to moderate-income Arkansas homebuyers working with participating ADFA-approved lenders; must purchase a primary residence in Arkansas,…

Nevada Rural Housing’s Launchpad Homeownership Programs combine below-market mortgage rates with up to 5% down payment assistance to make homeownership more affordable for first-time and repeat buyers across rural Nevada, including rural parts of Clark and Washoe counties.

Eligible for: Homebuyers purchasing an owner-occupied primary residence in rural Nevada (15 rural counties plus the rural portions of Clark and Washoe), u…

This Utah Housing Corporation FAQ document lays out the official rules for the First-time Homebuyer Assistance Program, clarifying how the 0% soft-second loan works, who qualifies, and how much assistance is available for Utah first-time buyers.

Eligible for: First-time homebuyers (as defined in SB 240 and IRS rules) purchasing a qualifying residential unit in Utah—new construction or newly built …

The City of Vicksburg’s Down Payment Assistance for First Time Homebuyers bundles several grant-based options to help low and moderate-income first-time buyers cover down payment and closing costs. Programs are offered in partnership with Mississippi Home Corporation and the Federal Home Loan Bank of Dallas.

Eligible for: First-time homebuyers in Vicksburg with low to moderate income not exceeding area median income, acceptable credit, and completion of an app…

Fairfield’s federally funded Homebuyer Assistance Program helps income-eligible first-time buyers by covering half of their required down payment (up to $30,000) as a 0% deferred loan and providing an additional $2,500 grant for closing costs, dramatically reducing the cash needed to purchase a home in the town.

Eligible for: First-time homebuyers (no ownership interest in a residence in past 3 years) purchasing an owner-occupied home in Fairfield who complete a H…

Liberal’s First-Time Homebuyer Program offers a small but impactful zero-interest soft second loan that helps first-time buyers cover upfront down-payment and closing-cost gaps, making entry-level homeownership more attainable for income-qualified households in the city.

Eligible for: Low- and moderate-income first-time homebuyers in Liberal, Kansas, with household income at or below 125% of area median income, who have no…

Pascagoula’s Down Payment Assistance Program offers up to $5,000 in grant funds to help low- and moderate-income first-time homebuyers with down payment and closing costs inside the city limits.

Eligible for: Pascagoula residents (minimum six months) currently in rental or similar housing who are first-time homebuyers, have not owned a principal r…