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Neighborhood Housing Services of Southern Nevada – WISH Down Payment Assistance

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Neighborhood Housing Services of Southern NevadaNVFirst-Time Homeowner

Funding: Up to $32,099grantrollingDeadline: Scope: regionalstate

Updated: Dec 5, 2025

Summary

Neighborhood Housing Services of Southern Nevada connects eligible first-time buyers to the WISH down payment assistance grant, which provides a 4-to-1 match up to $32,099 toward down payment and closing costs, helping renters in the Las Vegas area become homeowners.

Benefits

Down payment assistanceClosing cost assistanceMatching grantHomebuyer education

Who Can Apply

First-time homebuyerLow/moderate income household

Eligible Locations

First-time homebuyers in Southern Nevada ≤80% AMI who complete education/counseling and qualify for a WISH mortgage.

Eligibility

First-time homebuyers in Southern Nevada who complete first-time homebuyer education and counseling, meet income limits at or below 80% of area median income, and otherwise qualify for a first mortgage. Participants must be low- to moderate-income households and satisfy the Federal Home Loan Bank of San Francisco’s WISH Program rules, including first-time buyer definition and documentation requirements.

Full Description

The NHSSN Down Payment Assistance page explains that its homeownership team guides clients through the Workforce Initiative Subsidy for Homeownership (WISH) Program, offered by the Federal Home Loan Bank of San Francisco. WISH provides a 4-to-1 matching grant—up to $32,099, aligned with the Federal Housing Finance Agency’s annual subsidy limit—that can be used for down payment and closing costs, and can be layered with other local, state, and federal homeownership programs to maximize affordability. The site outlines key eligibility criteria: buyers must successfully complete a first-time homebuyer education course and counseling, qualify as first-time homebuyers under the Bank’s AHP Implementation Plan, and have household incomes at or below 80% of HUD area median income at enrollment. NHSSN positions itself as a one-stop hub, offering workshops, counseling, and lender connections to help applicants navigate WISH funding and other assistance. Step-by-step instructions direct users to download and complete a Counseling Intake Form, contact a housing counselor to schedule an appointment, and then work with the team to move from renting to owning. For SEO, this page targets terms like “Las Vegas down payment assistance,” “WISH Program Nevada,” and “first-time homebuyer grants Southern Nevada,” making it ideal structured-data content for Nevada DPA directories.

Verification & Details

Complexity: medium
Confidence: 90%
Status: open
Source: mynhssn.org

Based on NHSSN and WISH published requirements.

Official source → mynhssn.org
Apply on official siteUpdated Dec 5, 2025

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

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