Mississippi • First-Time Homeowner programs
First-Time Homeowner grants in Mississippi
Browse first-time homeowner grants available in Mississippi, including statewide and local programs.
5 active programs in Mississippi
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City of Vicksburg Housing OfficeMSFirst-Time Homeownergrant
Updated: Dec 5, 2025
The City of Vicksburg’s Down Payment Assistance for First Time Homebuyers bundles several grant-based options to help low and moderate-income first-time buyers cover down payment and closing costs. Programs are offered in partnership with Mississippi Home Corporation and the Federal Home Loan Bank of Dallas.
Eligible for: First-time homebuyers in Vicksburg with low to moderate income not exceeding area median income, acceptable credit, and completion of an app…
Mississippi Home CorporationMSFirst-Time Homeownergrant/assistance
Updated: Dec 5, 2025
Mississippi Home Saver Plus is the state’s Homeowner Assistance Fund program, designed to help income-eligible homeowners recover from COVID-19 financial hardship by covering delinquent mortgage payments, property taxes, and related housing costs to prevent foreclosure or loss of utilities.
Eligible for: Mississippi homeowners who experienced a COVID-19–related financial hardship after January 21, 2020, are at risk of mortgage delinquency, de…
CBC Mortgage AgencyMSFirst-Time Homeownersecond mortgage / down payment assistance
Updated: Dec 5, 2025
The Chenoa Fund provides flexible Mississippi down payment assistance of up to 5% of the purchase price or appraised value, helping low- and moderate-income buyers reduce or eliminate out-of-pocket down payment and closing costs.
Eligible for: First-time and repeat homebuyers in Mississippi working with an approved Chenoa Fund lender, typically low- to moderate-income borrowers usi…
City of PascagoulaMSFirst-Time Homeownergrant
Updated: Dec 5, 2025
Pascagoula’s Down Payment Assistance Program offers up to $5,000 in grant funds to help low- and moderate-income first-time homebuyers with down payment and closing costs inside the city limits.
Eligible for: Pascagoula residents (minimum six months) currently in rental or similar housing who are first-time homebuyers, have not owned a principal r…
City of JacksonMSFirst-Time HomeownerHOME-funded down payment/closing cost assistance
Updated: Dec 5, 2025
Jackson’s Homebuyer Assistance Program uses federal HOME funds to provide tailored down payment assistance so low- and moderate-income families can buy affordable homes in the city.
Eligible for: Low- to moderate-income households purchasing within Jackson city limits, with annual income at or below 80% of area median income, particip…