Arkansas • First-Time Homeowner programs
First-Time Homeowner grants in Arkansas
Browse first-time homeowner grants available in Arkansas, including statewide and local programs.
5 active programs in Arkansas
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Arkansas Development Finance AuthorityARFirst-Time Homeownerloan
Updated: Dec 2, 2025
ADFA’s Down Payment Assistance Loan Program layers a second mortgage of up to $15,000 on top of StartSmart or Move-Up loans so Arkansas buyers can cover most or all of their required down payment and closing costs while still benefiting from affordable fixed-rate financing.
Eligible for: Available statewide to buyers who qualify for an ADFA StartSmart or Move-Up first mortgage; households must meet the first-mortgage program’…
City of Jonesboro – Grants & Community DevelopmentARFirst-Time Homeownerforgivable loan
Updated: Dec 2, 2025
Jonesboro’s Homeownership Assistance Program offers up to $5,000 in closing-cost and down-payment help as a three-year forgivable lien to expand homeownership opportunities for low- and moderate-income first-time buyers within the city.
Eligible for: First-time homebuyers purchasing a home within the city limits of Jonesboro whose property meets HUD Minimum Housing Quality Standards, is n…
City of Little Rock – Community Development DivisionARFirst-Time Homeownergrant
Updated: Dec 2, 2025
Little Rock’s Down Payment Assistance Program uses local funds to provide up to 6% of the purchase price (capped at $10,000) in assistance so low- and moderate-income first-time buyers can purchase and occupy homes within the city.
Eligible for: Low- and moderate-income first-time homebuyers purchasing owner-occupied residential properties within the city limits of Little Rock; must …
Arkansas Development Finance AuthorityARFirst-Time Homeownerloan
Updated: Dec 2, 2025
The StartSmart First-Time Home Buyer Program uses tax-exempt mortgage revenue bonds to deliver below-market interest rate 30-year loans for eligible Arkansas buyers, and can be paired with ADFA’s DPA second mortgage to significantly lower both upfront and monthly homeownership costs.
Eligible for: Designed primarily for Arkansas first-time homebuyers who have not owned a principal residence in the last three years, with exceptions for …
Arkansas Development Finance AuthorityARFirst-Time Homeownerloan
Updated: Dec 2, 2025
Statewide ADFA homeownership hub that connects Arkansas buyers with StartSmart, Move-Up and Down Payment Assistance mortgage options, combining below-market interest rates with up to $15,000 in assistance to reduce cash-to-close and monthly payments.
Eligible for: Low- to moderate-income Arkansas homebuyers working with participating ADFA-approved lenders; must purchase a primary residence in Arkansas,…