New Hampshire • First-Time Homeowner programs
First-Time Homeowner grants in New Hampshire
Browse first-time homeowner grants available in New Hampshire, including statewide and local programs.
5 active programs in New Hampshire
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Latest opportunities (5)
State-level mortgage and down payment / closing cost assistance via NHHFA, including low downpayment options and cash assistance up to $15,000.
Eligible for: First-time and moderate-income homebuyers, income and purchase price limits apply, must use approved lenders
New Hampshire HousingNHFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
The NH Mortgage Programs page lays out New Hampshire Housing’s core first-mortgage products and shows how they can be coupled with up to $15,000 in Cash Assistance to lower both upfront and monthly costs for qualified Granite State homebuyers.
Eligible for: Homebuyers purchasing in New Hampshire who qualify for New Hampshire Housing products such as Home First, Home Flex, Home Flex Plus, Home Pr…
Updated: Nov 26, 2025
FHA.com’s New Hampshire grants page highlights Home Flex Plus as a key DPA option, describing how it layers 3–4% in cash assistance on top of an FHA, VA or USDA-RD mortgage through New Hampshire Housing to cover a buyer’s downpayment and closing costs.
Eligible for: New Hampshire homebuyers using New Hampshire Housing’s Home Flex Plus mortgage program (FHA, VA or USDA-RD insured) who meet income and purc…
New Hampshire HousingNHFirst-Time Homeowner
Updated: Dec 1, 2025
This program update announces that New Hampshire Housing’s Cash Assistance has been simplified and increased to fixed awards of up to $15,000, making it easier for qualifying borrowers to understand and use state-backed downpayment help.
Eligible for: Homebuyers using eligible New Hampshire Housing first-mortgage products (Home Flex Plus, Home Preferred Plus and other qualifying programs) …
City of Nashua – Community DevelopmentNHFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
Nashua’s First-Time Homebuyer Assistance Program offers up to $10,000 in deferred, HOME-funded assistance to help income-eligible first-time buyers cover downpayment, closing costs and interest-rate buydown when purchasing a home inside the city.
Eligible for: First-time homebuyers purchasing an owner-occupied home within Nashua city limits whose household income does not exceed 80% of area median …