Maine • First-Time Homeowner programs
First-Time Homeowner grants in Maine
Browse first-time homeowner grants available in Maine, including statewide and local programs.
5 active programs in Maine
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Auburn–Lewiston HOME ConsortiumMEFirst-Time Homeowner
Updated: Dec 1, 2025
The Auburn–Lewiston Consortium Homebuyer Loan Program uses HOME funds to pair matched savings with a long-term, interest-free loan so low- and moderate-income buyers can afford market-rate homes in either city while meeting strict affordability and occupancy standards.
Eligible for: Low- and moderate-income households with income below 80% of area median who have minimum household income of $25,000 (or $20,000 with USDA …
City of Bangor – Community & Economic DevelopmentMEFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
Bangor’s Homeownership Program provides flexible financial assistance to low- and moderate-income residents, allowing funds to be applied toward down payment, closing costs, principal reduction and interest-rate buydown so that first-time buyers can afford to purchase, build or rehabilitate a home in the city.
Eligible for: Low- to moderate-income Bangor households purchasing, building or rehabilitating a home in the city, with at least one applicant qualifying …
Caribou Housing AgencyMEFirst-Time Homeowner
Updated: Dec 1, 2025
Caribou’s Section 8 HCV Homeownership Program lets eligible voucher holders convert their rental subsidy into support for a mortgage payment, creating a path from renting to owning for low-income families who can save a modest down payment and complete homebuyer education.
Eligible for: Section 8 Housing Choice Voucher recipients in Caribou who are in good standing for at least the prior year, do not owe money to any housing…
Maine State Housing AuthorityMEFirst-Time HomeownerGrant
Updated: Dec 1, 2025
MaineHousing’s First Generation Pilot Program targets households whose families have never owned a home, combining a discounted First Home Loan interest rate with a $10,000 grant to bridge down payment and closing cost barriers.
Eligible for: All borrowers must be true first-time homebuyers with no prior ownership interest in a principal residence anywhere; in addition, at least o…
Maine State Housing AuthorityMEFirst-Time HomeownerOther
Updated: Dec 1, 2025
MaineHousing’s flagship First Home Loan Program offers low fixed-rate mortgages for Maine first-time buyers, with little or no down payment required and an optional $5,000 Advantage grant to cover closing costs and up-front cash needs.
Eligible for: Primarily first-time homebuyers (no ownership in a principal residence in the last 3 years) with minimum 640 credit score, within MaineHousi…