Kansas Housing Resources Corporation

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Latest opportunities (2)

Start Your Homebuying Journey – Kansas First Time Homebuyer Program Intake

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Kansas Housing Resources CorporationKSFirst-Time Homeownersoft second mortgage (forgivable)

Updated: Dec 5, 2025

Online “Start Your Homebuying Journey” form that screens Kansas households for eligibility for KHRC’s First Time Homebuyer down-payment and closing-cost assistance and connects them with next steps and resources.

Eligible for: Prospective buyers must be first-time homebuyers (as defined by the FTHB Program), plan to live in the home as their primary residence, purc…

Funding: Down payment and closing-cost assistance up to $40,000 (15% or 20% of purchase price, depending on income) via forgivable second mortgage.Deadline: Rolling / subject to funding availabilityrollingstatewide (KS)First-time homebuyerDown payment assistanceClosing cost assistanceForgivable second mortgageHomeownership access

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First Time Homebuyer (FTHB) Program – Down Payment & Closing Cost Assistance

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Kansas Housing Resources CorporationKSFirst-Time Homeownerforgivable loan

Updated: Dec 5, 2025

Kansas’s statewide FTHB Program helps first-time buyers overcome down-payment and closing-cost barriers by layering a sizable, forgivable soft second mortgage on top of a 30-year fixed-rate first mortgage.

Eligible for: First-time, income-eligible homebuyers whose gross annual income does not exceed 80% of HUD area median income, who are credit-ready, can co…

Funding: Zero percent interest soft second mortgage up to 40000 dollars, generally equal to 15 to 20 percent of the home purchase price, forgivable over a ten year period for eligible first time buyers.Deadline: Rolling / subject to funding availabilityrollingstatewideIndividualDown payment assistanceClosing costsSoft second mortgageForgivable loan

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