Montana • First-Time Homeowner programs
First-Time Homeowner grants in Montana
Browse first-time homeowner grants available in Montana, including statewide and local programs.
5 active programs in Montana
First-time homebuyer filters
Tailor these grants to your situation
Narrow the list by applicant type. Selections update the results instantly and are saved in the URL.
Applicant type (choose any)
Latest opportunities (5)
Montana Board of HousingMTFirst-Time HomeownerOther
Updated: Dec 1, 2025
The Homebuyers hub introduces Montana Board of Housing’s suite of affordable mortgage options and highlights that buyers can combine a low fixed-rate home loan with down payment and closing cost assistance to make purchasing a home more attainable.
Eligible for: Prospective Montana homebuyers who plan to occupy the home as their primary residence, can qualify for a Montana Board of Housing loan throu…
Montana Board of HousingMTFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
Montana Board of Housing’s Bond Advantage and MBOH Plus down payment assistance programs help first-time and income-eligible buyers statewide cover the up-front cash needed for down payment and closing costs.
Eligible for: Homebuyers must first qualify for a Montana Board of Housing Regular Bond Program 30-year fixed-rate first mortgage, work with a participati…
District XI Human Resource CouncilMTFirst-Time Homeowner
Updated: Dec 1, 2025
District XI Human Resource Council administers a first-time homebuyer down payment assistance program that provides HOME-funded, locally managed gap financing to help low- and moderate-income households in and around Missoula become homeowners.
Eligible for: First-time homebuyers in the Missoula region and surrounding counties whose household income is at or below roughly 80% of area median incom…
City of Billings – Community Development DivisionMTFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
The City of Billings First-Time Home Buyer Program offers a 0% interest, deferred loan of up to $15,000 that helps income-eligible households cover the up-front cash needed to buy their first home.
Eligible for: Low-income first-time homebuyers purchasing a home within the City of Billings whose household income is at or below 80% of HUD Area Median …
NeighborWorks MontanaMTFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
NeighborWorks Montana’s Down Payment and Closing Cost Assistance programs provide flexible second-mortgage financing that fills the gap between what a primary lender will offer and the total funds needed for down payment and closing costs across large portions of Montana.
Eligible for: For the HOME-funded product, borrowers must be first-time homebuyers, single parents with dependent children, or households with a disabled …