Connecticut • First-Time Homeowner programs
First-Time Homeowner grants in Connecticut
Browse first-time homeowner grants available in Connecticut, including statewide and local programs.
5 active programs in Connecticut
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Connecticut Housing Finance AuthorityCTFirst-Time Homeownerloan
Updated: Dec 3, 2025
CHFA’s DAP loan is a statewide second-mortgage down payment assistance product that helps first-time buyers cover the gap for down payment and closing costs so they can qualify for a CHFA first mortgage and transition from renting to owning.
Eligible for: Borrower must first qualify for a CHFA first mortgage with a participating lender, demonstrate ability to repay both the first mortgage and …
Connecticut Housing Finance AuthorityCTFirst-Time Homeownerloan
Updated: Dec 3, 2025
CHFA’s All Homebuyer Mortgage Programs page is a central hub that showcases below-market 30-year mortgages, discounted-rate options for key professions, and companion down payment assistance tools like DAP and Time To Own, making it a key SEO landing page for Connecticut first-time homebuyer programs.
Eligible for: Generally aimed at low- to moderate-income first-time homebuyers (or those not owning a home in the past three years) purchasing an owner-oc…
Connecticut Housing Finance AuthorityCTFirst-Time Homeownerforgivable loan
Updated: Dec 3, 2025
Time To Own is Connecticut’s flagship forgivable down payment and closing cost assistance loan, offering 0% interest and generous forgiveness terms to help first-time buyers overcome the biggest upfront barrier to buying a home.
Eligible for: Available only in conjunction with a CHFA first mortgage. Applicants must be current Connecticut residents with at least 3 years of recent C…
Town of Fairfield – Office of Community & Economic DevelopmentCTFirst-Time Homeownerdeferred loan
Updated: Dec 3, 2025
Fairfield’s federally funded Homebuyer Assistance Program helps income-eligible first-time buyers by covering half of their required down payment (up to $30,000) as a 0% deferred loan and providing an additional $2,500 grant for closing costs, dramatically reducing the cash needed to purchase a home in the town.
Eligible for: First-time homebuyers (no ownership interest in a residence in past 3 years) purchasing an owner-occupied home in Fairfield who complete a H…
City of Bridgeport – Housing & Community DevelopmentCTFirst-Time Homeownerforgivable loan
Updated: Dec 3, 2025
Bridgeport’s First Time Homebuyer Down Payment & Closing Cost Assistance Program provides forgivable down payment assistance loans up to $25,000 so income-qualified buyers can afford the upfront costs of purchasing and occupying homes in the city.
Eligible for: First-time homebuyers (no ownership in past 3 years) purchasing an owner-occupied 1–2 unit home or FHA-approved condo within the City of Bri…