Oklahoma • First-Time Homeowner programs
First-Time Homeowner grants in Oklahoma
Browse first-time homeowner grants available in Oklahoma, including statewide and local programs.
5 active programs in Oklahoma
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Community Action Resource & Development, Inc.OKFirst-Time Homeownergrant
Updated: Dec 5, 2025
CARD’s Down Payment Assistance program offers up to 5% of the purchase price (max $5,000) to help first-time buyers in northeast Oklahoma cover down payment and closing costs, coupled with mandatory homebuyer education to support long-term homeownership success.
Eligible for: Individuals and families purchasing new or existing homes in CARD’s service area (northeast Oklahoma) who meet HUD income guidelines, are fi…
Community Action Agency of Oklahoma CityOKFirst-Time Homeownersoft second mortgage (forgivable)
Updated: Dec 5, 2025
CAA of OKC’s Homebuyer Assistance Programs provide substantial HOME-funded down payment and closing cost assistance—up to $18,000 (plus $5,000 for rate buy-down) in Oklahoma City and $14,249 in Oklahoma/Canadian Counties—through forgivable second mortgages that help low- and moderate-income buyers bridge the affordability gap.
Eligible for: Income-eligible individuals and families purchasing within the Oklahoma City HOME program boundaries or in designated parts of Oklahoma and …
Oklahoma Housing Finance AgencyOKFirst-Time Homeownersilent second lien
Updated: Dec 5, 2025
Statewide program that pairs OHFA’s fixed-rate first mortgages with 3.5% down payment and closing cost assistance, helping first-time and repeat buyers reduce out-of-pocket costs when purchasing a home in Oklahoma.
Eligible for: Oklahoma homebuyers using an OHFA first mortgage to purchase a primary residence anywhere in the state; must have a minimum 640 credit score…
Tulsa County / Tulsa County Home Finance AuthorityOKFirst-Time Homeownersoft second mortgage (forgivable)
Updated: Dec 5, 2025
Tulsa County’s First Home / Homebuyer Assistance Program combines a below-market 30-year fixed-rate mortgage with 3.5% down payment assistance, delivered as a five-year forgivable second mortgage, to make first-time homeownership more affordable across Tulsa County.
Eligible for: First-time homebuyers purchasing an owner-occupied home in Tulsa County who qualify for the First Home below-market fixed-rate mortgage, mee…
Neighborhood Housing Services of OklahomaOKFirst-Time Homeownergrant
Updated: Dec 5, 2025
NHSOKLA’s Down Payment Assistance hub connects first-time and repeat buyers in central Oklahoma with $1,000–$18,000 in local, city, and county DPA programs, all paired with required homebuyer education and counseling to support sustainable homeownership.
Eligible for: Income-eligible homebuyers in Oklahoma, Cleveland, Logan, and Pottawatomie Counties and partner jurisdictions who complete NHSOKLA’s homebuy…