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Kansas • First-Time Homeowner programs

First-Time Homeowner grants in Kansas

Browse first-time homeowner grants available in Kansas, including statewide and local programs.

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5 active programs in Kansas

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Latest opportunities (5)

City of Wichita HOMEownership 80 Program – Home Buyer Assistance

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City of Wichita HousingKSFirst-Time Homeownerdeferred loan

Updated: Dec 5, 2025

Wichita’s HOMEownership 80 Program offers substantial down-payment and closing-cost assistance to first-time buyers purchasing new construction homes in targeted neighborhoods, using federal HOME funds administered by the City.

Eligible for: First-time homebuyers purchasing newly constructed single-family homes in designated HOMEownership 80 Assistance Areas within Wichita, who m…

Funding: Zero interest deferred payment assistance loan providing up to 20 percent of the home purchase price plus up to 2000 dollars for closing costs, with repayment or recapture based on HOME affordability rules if requirements are not met.Deadline: Rolling / subject to funding availabilityrollingcityIndividualDown payment assistanceClosing costsDeferred loan
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Start Your Homebuying Journey – Kansas First Time Homebuyer Program Intake

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Kansas Housing Resources CorporationKSFirst-Time Homeownersoft second mortgage (forgivable)

Updated: Dec 5, 2025

Online “Start Your Homebuying Journey” form that screens Kansas households for eligibility for KHRC’s First Time Homebuyer down-payment and closing-cost assistance and connects them with next steps and resources.

Eligible for: Prospective buyers must be first-time homebuyers (as defined by the FTHB Program), plan to live in the home as their primary residence, purc…

Funding: Down payment and closing-cost assistance up to $40,000 (15% or 20% of purchase price, depending on income) via forgivable second mortgage.Deadline: Rolling / subject to funding availabilityrollingstatewide (KS)First-time homebuyerDown payment assistanceClosing cost assistanceForgivable second mortgageHomeownership access
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First Time Homebuyer (FTHB) Program – Down Payment & Closing Cost Assistance

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Kansas Housing Resources CorporationKSFirst-Time Homeownerforgivable loan

Updated: Dec 5, 2025

Kansas’s statewide FTHB Program helps first-time buyers overcome down-payment and closing-cost barriers by layering a sizable, forgivable soft second mortgage on top of a 30-year fixed-rate first mortgage.

Eligible for: First-time, income-eligible homebuyers whose gross annual income does not exceed 80% of HUD area median income, who are credit-ready, can co…

Funding: Zero percent interest soft second mortgage up to 40000 dollars, generally equal to 15 to 20 percent of the home purchase price, forgivable over a ten year period for eligible first time buyers.Deadline: Rolling / subject to funding availabilityrollingstatewideIndividualDown payment assistanceClosing costsSoft second mortgageForgivable loan
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City of Liberal First-Time Homebuyer Program

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City of LiberalKSFirst-Time Homeownersoft second mortgage (zero-interest)

Updated: Dec 5, 2025

Liberal’s First-Time Homebuyer Program offers a small but impactful zero-interest soft second loan that helps first-time buyers cover upfront down-payment and closing-cost gaps, making entry-level homeownership more attainable for income-qualified households in the city.

Eligible for: Low- and moderate-income first-time homebuyers in Liberal, Kansas, with household income at or below 125% of area median income, who have no…

Funding: Up to $3,000 toward down payment and/or closing costs, zero-interest soft second mortgage, three-year term.Deadline: Rolling / subject to funding availabilityrollingcityFirst-time homebuyerDown payment assistanceClosing cost assistanceSoft second mortgageHomeownership access
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City of Hutchinson Down Payment Match Incentive Program

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City of HutchinsonKSFirst-Time Homeownergrant (matching)

Updated: Dec 5, 2025

Hutchinson’s Down Payment Match Incentive Program helps renters become homeowners by matching part of the cash they bring to closing, lowering the cash-to-close required for eligible first-time buyers purchasing in designated neighborhoods.

Eligible for: First-time homebuyers who do not currently own property, are residents of Reno County, purchase a home in one of several eligible Hutchinson…

Funding: Matching funds equal to 40% of buyer’s cash at closing (or $2,500, whichever is less) toward down payment and closing costs for eligible first-time homebuyers in targeted neighborhoods.Deadline: Rolling / subject to funding availabilityrollingcity/neighborhoodFirst-time homebuyerDown payment matchClosing cost assistanceHomebuyer education requirementNeighborhood revitalization
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