Explore First Time Homeowner Grants Nationwide

Jackson’s Homebuyer Assistance Program uses federal HOME funds to provide tailored down payment assistance so low- and moderate-income families can buy affordable homes in the city.

Eligible for: Low- to moderate-income households purchasing within Jackson city limits, with annual income at or below 80% of area median income, particip…

Liberal’s First-Time Homebuyer Program offers a small but impactful zero-interest soft second loan that helps first-time buyers cover upfront down-payment and closing-cost gaps, making entry-level homeownership more attainable for income-qualified households in the city.

Eligible for: Low- and moderate-income first-time homebuyers in Liberal, Kansas, with household income at or below 125% of area median income, who have no…

Nevada’s Home Is Possible For First-Time Homebuyers program offers interest-free down payment assistance up to 4% of the loan amount plus competitive 30-year fixed mortgage rates, giving first-time buyers more buying power while reducing upfront costs.

Eligible for: First-time homebuyers who have not owned a home in the past three years, meet county-specific purchase price and income limits, have a minim…

CHFA’s All Homebuyer Mortgage Programs page is a central hub that showcases below-market 30-year mortgages, discounted-rate options for key professions, and companion down payment assistance tools like DAP and Time To Own, making it a key SEO landing page for Connecticut first-time homebuyer programs.

Eligible for: Generally aimed at low- to moderate-income first-time homebuyers (or those not owning a home in the past three years) purchasing an owner-oc…

Online “Start Your Homebuying Journey” form that screens Kansas households for eligibility for KHRC’s First Time Homebuyer down-payment and closing-cost assistance and connects them with next steps and resources.

Eligible for: Prospective buyers must be first-time homebuyers (as defined by the FTHB Program), plan to live in the home as their primary residence, purc…

Hutchinson’s Down Payment Match Incentive Program helps renters become homeowners by matching part of the cash they bring to closing, lowering the cash-to-close required for eligible first-time buyers purchasing in designated neighborhoods.

Eligible for: First-time homebuyers who do not currently own property, are residents of Reno County, purchase a home in one of several eligible Hutchinson…

Provo’s Down Payment Assistance Loan Programs—Home Purchase Plus and Loan to Own—offer substantial 0% interest, deferred-payment second mortgages of up to $60,000 or $40,000 to help first-time homebuyers in Provo and across much of Utah County cover down payment and closing costs while keeping monthly payments affordable.

Eligible for: First-time homebuyers with household incomes at or below 80% of Area Median Income purchasing an owner-occupied home. Home Purchase Plus is …

The Rural Nevada Development Corporation (RNDC) Down Payment Assistance Program provides interest-free, deferred loans up to $30,000 or $25,000 to help low-income, first-time buyers cover down payment and closing costs on homes that meet HUD standards across a wide list of rural Nevada counties.

Eligible for: Low-income first-time homebuyers purchasing a home that meets HUD Housing Quality Standards in eligible rural Nevada counties (including Car…

Statewide program that pairs OHFA’s fixed-rate first mortgages with 3.5% down payment and closing cost assistance, helping first-time and repeat buyers reduce out-of-pocket costs when purchasing a home in Oklahoma.

Eligible for: Oklahoma homebuyers using an OHFA first mortgage to purchase a primary residence anywhere in the state; must have a minimum 640 credit score…

Parish-specific LHC program that offers 100% financing plus up to 3% in closing-cost assistance for first-time buyers in Delta parishes, targeting households with limited credit and savings.

Eligible for: Low- to moderate-income first-time homebuyers purchasing a single-family home in one of the designated Delta parishes; borrowers must meet L…

Lake Charles’ Down Payment Assistance Program uses CDBG funds to provide up to $10,000 toward down payment and closing costs, helping income-qualified first-time buyers purchase homes within city limits.

Eligible for: Low- to moderate-income first-time homebuyers purchasing an owner-occupied home within the Lake Charles city limits who meet HUD income limi…

RootedHomes’ Homebuyers Program combines community land-trust homeownership with generous, targeted down payment assistance—up to $60,000 or 20% of the purchase price for qualifying first-generation veteran buyers—to keep homes permanently affordable in fast-growing Central Oregon markets like Bend, Redmond and Sisters.

Eligible for: First-time homebuyers in Deschutes County (often with income at or below 80% AMI, with select opportunities up to 120% AMI) who do not own o…