City of Hutchinson Down Payment Match Incentive Program

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City of HutchinsonKSFirst-Time Homeowner

Funding: Up to $2,500grant (matching)rollingDeadline: Scope: city/neighborhoodstate

Updated: Dec 5, 2025

Summary

Hutchinson’s Down Payment Match Incentive Program helps renters become homeowners by matching part of the cash they bring to closing, lowering the cash-to-close required for eligible first-time buyers purchasing in designated neighborhoods.

Benefits

Down payment matchClosing cost assistanceHomebuyer education requirementNeighborhood revitalization

Who Can Apply

First-time homebuyer

Eligible Locations

First-time homebuyers residing in Reno County and purchasing in certain eligible neighborhoods in the City of Hutchinson (e.g. SW Bricktown, College Grove, Houston Whiteside, etc.), plus completion of approved homebuyer education and occupancy/assistance agreement.

Eligibility

First-time homebuyers who do not currently own property, are residents of Reno County, purchase a home in one of several eligible Hutchinson neighborhoods, complete homebuyer education and counseling through Interfaith Housing & Community Services, and obtain a primary mortgage from a participating lender.

Full Description

Administered by the City of Hutchinson in partnership with Interfaith Housing & Community Services, the Down Payment Match Incentive Program is designed to promote homeownership and neighborhood investment in targeted areas of the city. Through this initiative, first-time buyers who are not current property owners and who reside in Reno County can receive a match on the funds they contribute to their down payment and closing costs—typically up to around $2,000 in assistance, calculated as a percentage of buyer cash. Eligible purchases must be located in specific neighborhoods such as Southwest Bricktown, Creekside, Midtown, College Grove, Grace Arbor, Houston Whiteside, or The Founders, aligning the program with local revitalization strategies. Applicants are required to complete an online homebuyer education course and follow-up counseling session provided by Interfaith Housing, which also helps them navigate the application and coordinate with lenders. Once education and documentation are complete, matching funds are delivered directly to the closing agent to reduce the buyer’s out-of-pocket costs. The program operates on a limited-funds, first-come basis and is one of several housing initiatives Hutchinson uses to attract and retain residents in its core neighborhoods.

Verification & Details

Complexity: medium

Confidence: 88%

Status: open

Source: civicplus.com

Match/incentive program details from official application documentation; eligibility and capped amount clearly defined.

Official source → civicplus.com

Apply on official siteUpdated Dec 5, 2025

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