Explore First Time Homeowner Grants Nationwide

New Castle County’s Down Payment & Settlement Assistance (DPS) Program offers income-qualified buyers up to $10,000 in deferred, low-cost loan funds to help with down payment and closing costs when buying a home in the county.

Eligible for: Low- and moderate-income households purchasing a home in New Castle County who need help covering customary down payment and settlement char…

Wilmington’s First Start Homebuyer Program provides up to $15,000 in down payment and closing-cost assistance to low- and moderate-income first-time buyers purchasing owner-occupied homes inside city limits.

Eligible for: First-time homebuyers, displaced homemakers and single parents purchasing a single-family home within the City of Wilmington who have not ow…

DSHA’s “How We Can Help” page is the central hub for Delaware first-time homebuyer assistance, outlining Welcome Home and Home Again mortgage programs plus layered down payment help like First State Home Loan and Diamond in the Rough.

Eligible for: Delaware first-time and repeat homebuyers using DSHA’s Welcome Home or Home Again mortgage programs who meet county income and purchase-pric…

The Dover First Start Homeownership Assistance Program offers low- and moderate-income first-time buyers a 0% interest second-mortgage loan of up to $20,000 for down payment and settlement charges on homes within the City of Dover.

Eligible for: First-time homebuyers purchasing a principal-residence home within Dover city limits who have at least $1,000 in their own cash (excluding g…

This program update announces that New Hampshire Housing’s Cash Assistance has been simplified and increased to fixed awards of up to $15,000, making it easier for qualifying borrowers to understand and use state-backed downpayment help.

Eligible for: Homebuyers using eligible New Hampshire Housing first-mortgage products (Home Flex Plus, Home Preferred Plus and other qualifying programs) …

Affordable first mortgages for first-time buyers; can be paired with NIFA down payment assistance.

Eligible for: First-time buyers, veterans, or target-area purchasers meeting NIFA limits

FHA.com’s New Hampshire grants page highlights Home Flex Plus as a key DPA option, describing how it layers 3–4% in cash assistance on top of an FHA, VA or USDA-RD mortgage through New Hampshire Housing to cover a buyer’s downpayment and closing costs.

Eligible for: New Hampshire homebuyers using New Hampshire Housing’s Home Flex Plus mortgage program (FHA, VA or USDA-RD insured) who meet income and purc…

HomeForward DPA is a 15-year fixed-rate second mortgage that gives New Mexico buyers up to 3% of the sales price toward down payment, pairing with MFA’s HomeForward first mortgage and supporting both first-time and repeat buyers statewide.

Eligible for: Open to first-time and repeat homebuyers using the HomeForward First Mortgage program to purchase an owner-occupied single-family property i…

District XI Human Resource Council administers a first-time homebuyer down payment assistance program that provides HOME-funded, locally managed gap financing to help low- and moderate-income households in and around Missoula become homeowners.

Eligible for: First-time homebuyers in the Missoula region and surrounding counties whose household income is at or below roughly 80% of area median incom…

Montana Board of Housing’s Bond Advantage and MBOH Plus down payment assistance programs help first-time and income-eligible buyers statewide cover the up-front cash needed for down payment and closing costs.

Eligible for: Homebuyers must first qualify for a Montana Board of Housing Regular Bond Program 30-year fixed-rate first mortgage, work with a participati…

The NH Mortgage Programs page lays out New Hampshire Housing’s core first-mortgage products and shows how they can be coupled with up to $15,000 in Cash Assistance to lower both upfront and monthly costs for qualified Granite State homebuyers.

Eligible for: Homebuyers purchasing in New Hampshire who qualify for New Hampshire Housing products such as Home First, Home Flex, Home Flex Plus, Home Pr…

State-level mortgage and down payment / closing cost assistance via NHHFA, including low downpayment options and cash assistance up to $15,000.

Eligible for: First-time and moderate-income homebuyers, income and purchase price limits apply, must use approved lenders