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Verified government funding opportunities

Delaware State Housing Authority – Homeownership

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Latest opportunities (2)

The DSHA Loan Products page details the specific Smart Start, First State Home Loan and Diamond in the Rough offerings, showing how Delaware first-time and repeat buyers can pair a DSHA mortgage with 3%–5% down payment and closing-cost assistance.

Eligible for: Low- and moderate-income Delaware homebuyers who qualify for DSHA Welcome Home or Home Again FHA, VA, USDA or conventional 30-year fixed-rat…

DSHA’s “How We Can Help” page is the central hub for Delaware first-time homebuyer assistance, outlining Welcome Home and Home Again mortgage programs plus layered down payment help like First State Home Loan and Diamond in the Rough.

Eligible for: Delaware first-time and repeat homebuyers using DSHA’s Welcome Home or Home Again mortgage programs who meet county income and purchase-pric…

Funding: Down payment and closing cost assistance via 2nd-loan: 3% (First State) or 5% (Diamond in the Rough) of first mortgage, or fixed $12,000 (Home Sweet Home) or $10,000 (Delaware Diamonds) depending on program.StatewideIndividualDown payment assistanceClosing cost assistanceAffordable first mortgage