City of Wilmington – Department of Real Estate and Housing
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City of Wilmington – Department of Real Estate and HousingDEFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
Wilmington’s First Start Homebuyer Program provides up to $15,000 in down payment and closing-cost assistance to low- and moderate-income first-time buyers purchasing owner-occupied homes inside city limits.
Eligible for: First-time homebuyers, displaced homemakers and single parents purchasing a single-family home within the City of Wilmington who have not ow…
Funding: Up to $15,000 or 6% of purchase price (whichever is less) for down payment/closing costs; requires $1,000 buyer contribution.CityIndividualDown payment assistanceClosing cost assistance