Find every first-time home buyer grant & down payment assistance program in the U.S.

DSHA’s “How We Can Help” page is the central hub for Delaware first-time homebuyer assistance, outlining Welcome Home and Home Again mortgage programs plus layered down payment help like First State Home Loan and Diamond in the Rough.

Eligible for: Delaware first-time and repeat homebuyers using DSHA’s Welcome Home or Home Again mortgage programs who meet county income and purchase-pric…

NDHFA’s FirstHome Program offers low-interest, fixed-rate mortgages specifically for first-time buyers and allows them to add DCA or Start assistance, which provides a 3% credit toward down payment, closing costs, and prepaid items.

Eligible for: First-time homebuyers who have not owned a home as their principal residence in the past three years (including manufactured homes on perman…

NDHFA’s Homeownership hub outlines multiple fixed-rate loan programs plus DCA and Start down payment assistance, giving first-time and move-up buyers flexible options to combine low-interest mortgages with 3% credits toward down payment and closing costs.

Eligible for: North Dakota homebuyers who invest at least $500 of their own funds, will occupy the property as their principal residence, and meet program…

GROW South Dakota’s Down Payment Closing Costs Assistance programs offer most qualifying buyers between $5,000 and $7,500 in 0% interest, deferred loans to help cover down payment and closing expenses when purchasing a home in eligible South Dakota communities.

Eligible for: Homebuyers in eligible South Dakota rural and urban areas who secure financing from a GROW SD-approved first mortgage lender, meet income (o…

Alaska Community Development Corporation’s Home Opportunity Program (HOP) delivers substantial down payment, closing cost and mortgage buydown assistance to low-income homebuyers across most of Alaska, with loans structured as zero-interest and partially forgivable to make ownership truly affordable.

Eligible for: Low-income households (≤80% of HUD area median income) in eligible Alaska communities who do not own another home, will occupy the property …

This WCDA First Time Homebuyer FAQ document answers common questions about Wyoming down payment assistance, explaining Home$tretch and Amortizing DPA loan terms, credit score requirements, and mandatory homebuyer education for borrowers using WCDA programs.

Eligible for: Potential and current first-time homebuyers in Wyoming who want to use WCDA funds and DPA, including borrowers with at least a 620 credit sc…

AHFC’s Down Payment Assistance resource page connects Alaska homebuyers with nonprofit partners that provide down payment and closing cost assistance for purchases financed with AHFC’s AHELP loan options. The page serves as a statewide hub, listing organizations like Cook Inlet Lending Center, Alaska Community Development Corporation, Interior Regional Housing Authority, and Tlingit-Haida Regional Housing Authority, each serving specific regions.

Eligible for: Homebuyers using AHFC’s AHELP loan option who qualify under the guidelines of participating nonprofit organizations providing down payment a…

Cook Inlet Lending Center’s NAHI and Home$tart grants are large, forgivable-style down payment assistance grants that can provide eligible Alaska homebuyers with $15,000–$25,000 to cover down payment, closing costs and prepaid expenses, significantly reducing the cash needed to become a homeowner.

Eligible for: For NAHI: Alaska Native, American Indian or Native Hawaiian homebuyers below ~80% of NAHASDA AMI who will owner-occupy a 1–4 unit property, …

Extra Assistance is RIHousing’s flexible second-mortgage product that can add up to 6% of the purchase price (capped at $20,000) on top of a RIHousing loan to cover down payment and closing costs.

Eligible for: First-time homebuyers purchasing a 1–4 family home or condominium in Rhode Island who have at least a 620–660 credit score, meet RIHousing i…

WCDA’s main site introduces the authority as Wyoming’s leading resource for housing finance, providing affordable single-family home loans, down payment assistance, homebuyer education, and major rental housing development programs across the state.

Eligible for: Wyoming residents seeking to buy or retain homes who meet program-specific income, purchase price, and credit guidelines; WCDA also serves d…

The Chenoa Fund Wyoming page promotes flexible down payment assistance options for both first-time and repeat buyers, offering either forgivable or repayable secondary financing to help low- and moderate-income households cover their down payment on a Wyoming home.

Eligible for: Low- to moderate-income homebuyers and existing homeowners in Wyoming who apply through an approved Chenoa Fund lender and can qualify for p…

Welcome Home Wyoming is a statewide down payment assistance program that pairs 30-year fixed-rate FHA, VA, USDA-RD, or conventional loans with 0%-interest DPA equal to a percentage of the note amount, helping Wyoming homebuyers potentially purchase with little or no money down.

Eligible for: Homebuyers in Wyoming (first-time and repeat) with a minimum 640 FICO score, qualifying income below about $138,320, who complete required h…