This WCDA First Time Homebuyer FAQ document answers common questions about Wyoming down payment assistance, explaining Home$tretch and Amortizing DPA loan terms, credit score requirements, and mandatory homebuyer education for borrowers using WCDA programs.

Eligible for: Potential and current first-time homebuyers in Wyoming who want to use WCDA funds and DPA, including borrowers with at least a 620 credit sc…

WCDA’s Homebuyers page is the central hub for Wyoming first-time and repeat buyers, outlining fixed-rate loan products plus Home$tretch and amortizing down payment assistance loans up to $15,000 to cover down payment, closing costs, and prepaids.

Eligible for: First-time and current homebuyers in Wyoming who meet purchase price and income limits, have at least a 620 credit score when using DPA, con…

Welcome Home Wyoming is a statewide down payment assistance program that pairs 30-year fixed-rate FHA, VA, USDA-RD, or conventional loans with 0%-interest DPA equal to a percentage of the note amount, helping Wyoming homebuyers potentially purchase with little or no money down.

Eligible for: Homebuyers in Wyoming (first-time and repeat) with a minimum 640 FICO score, qualifying income below about $138,320, who complete required h…

The Chenoa Fund Wyoming page promotes flexible down payment assistance options for both first-time and repeat buyers, offering either forgivable or repayable secondary financing to help low- and moderate-income households cover their down payment on a Wyoming home.

Eligible for: Low- to moderate-income homebuyers and existing homeowners in Wyoming who apply through an approved Chenoa Fund lender and can qualify for p…