Grants in Alabama
Alabama statewide grants & funding programs
Explore active funding opportunities from state agencies, cities, and local partners across Alabama. Filter by category, agency, or keyword to find grants that match your project, business, or community.
4 programs currently listed in Alabama • Updated daily
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Jump straight to Alabama grants filtered by focus area.
Latest opportunities (4)
City of Mobile – Neighborhood DevelopmentALFirst-Time HomeownerForgivable second mortgage loan (5-year)
Updated: Dec 5, 2025
The City of Mobile First Time Home Buyers’ Downpayment Assistance Program helps low- and moderate-income buyers purchase homes inside Mobile city limits by providing forgivable down payment and closing-cost assistance layered with primary mortgages.
Eligible for: Income-eligible first-time homebuyers purchasing an owner-occupied home within Mobile city limits who complete HUD-approved homebuyer educat…
Homeownership
OpenAlabama Housing Finance AuthorityALFirst-Time HomeownerFirst mortgage with second-mortgage down payment assistance and closing-cost grants
Updated: Dec 5, 2025
Statewide homeownership hub that connects Alabama buyers to below-market 30-year fixed-rate mortgages, down payment assistance, and closing-cost grants through AHFA’s First Step, Step Up, and grant add-ons.
Eligible for: Low- to moderate-income homebuyers in Alabama who meet program income, credit, and purchase-price limits, complete homebuyer education, and …
City of Huntsville – Community DevelopmentALFirst-Time Homeowner5-year deferred forgivable loan
Updated: Dec 5, 2025
Huntsville’s Home Ownership Assistance Program (HOAP) provides substantial support—up to $24,999—to help first-time buyers cover down payment, closing costs, interest-rate buydowns, or principal reductions when purchasing a home inside Huntsville city limits.
Eligible for: First-time homebuyers purchasing a primary residence within Huntsville city limits who meet HUD income limits, program underwriting standard…
City of Birmingham – Community DevelopmentALFirst-Time Homeowner0% interest 5-year forgivable loan
Updated: Dec 5, 2025
Ready to Own Birmingham is the city’s flagship down payment assistance program, providing up to $10,000 in 0% forgivable assistance to help eligible buyers cover down payment, closing costs, and interest-rate buydowns when purchasing a home inside the Birmingham city limits.
Eligible for: Homebuyers purchasing within Birmingham city limits who have at least a 600 credit score, meet HUD 80% AMI income limits, complete homeowner…
First-time homebuyer? Start with this guide.
This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Alabama.
Recommended Resource
First-Time Homebuyer Starter Pack (2025 Edition)
A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.