Find funding faster
Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (2013)
BakerRipley (in partnership with Harris County)TXSmall Businessgrant
Updated: Dec 6, 2025
Harris Hub is an ARPA-funded small business coaching initiative led by BakerRipley and Harris County that pairs in-depth, culturally competent technical assistance with the chance to receive a $5,000 grant for eligible entrepreneurs who complete the program.
Eligible for: Small and micro businesses in Harris County, TX with generally 25 or fewer employees that were impacted by COVID-19, are actively operating,…
City of Dallas Office of Economic DevelopmentTXSmall Businessgrant
Updated: Dec 6, 2025
Dallas’s Small Business Assistance Program is a city-wide capital grant program that helps small businesses finance real estate and build-out projects when they are ready to grow into or expand within Dallas storefronts or offices.
Eligible for: For-profit small businesses locating, expanding, or renovating a storefront or office in the City of Dallas that are undertaking capital pro…
California Office of the Small Business AdvocateCASmall BusinessGrant
Updated: Dec 1, 2025
The California Dream Fund Grant Program is a statewide seed funding initiative that combines mandatory startup training with microgrants of up to $10,000 to help new California entrepreneurs open and grow small businesses in underserved communities.
Eligible for: Early-stage California small businesses and qualifying small nonprofits with 5 or fewer employees and $1 million or less in annual receipts …
Los Angeles County Department of Economic OpportunityCASmall BusinessGrant
Updated: Dec 1, 2025
The Economic Opportunity Grant Program is a large ARPA-funded initiative that delivered more than $50 million in grants to thousands of LA County microbusinesses, small businesses and nonprofits impacted by the COVID-19 pandemic, with awards ranging from $2,500 to $25,000 depending on size and revenue levels.
Eligible for: Microbusinesses with under $50,000–$100,000 in revenue, small businesses with $100,000–$2 million in revenue, and nonprofits under $5 millio…
City of Carson – Community Development DepartmentCASmall BusinessGrant
Updated: Dec 1, 2025
City of Carson landing page highlighting local access to Los Angeles County Economic Opportunity Grants and the City’s Commercial Façade Improvement Program for small businesses and commercial corridors.
Eligible for: Small businesses and eligible commercial property owners in Carson and Los Angeles County that meet program specific criteria for either the…
City of Los Angeles Economic & Workforce Development DepartmentCASmall BusinessGrant
Updated: Dec 1, 2025
The City of Los Angeles Microenterprise Recovery Grant offers grants of up to $15,000 to help the smallest neighborhood businesses—often women- and minority-owned microenterprises—cover operating costs and stabilize after COVID-19-related revenue shocks.
Eligible for: Very small businesses (microenterprises) located and operating in the City of Los Angeles with typically five or fewer employees and limited…
Los Angeles County Department of Economic OpportunityCASmall BusinessGrant
Updated: Dec 1, 2025
The LA Region Small Business Relief Fund provides targeted disaster-recovery grants of $2,000–$25,000 to help Los Angeles County small businesses and nonprofits recover from the January 2025 windstorm and wildfires, with higher awards for fully or partially destroyed locations and prioritized support for the hardest-hit brick-and-mortar operations.
Eligible for: Small businesses and nonprofits headquartered and operating in Los Angeles County that were financially impacted by the January 7, 2025 wind…
City of Richmond – Economic Development Department / Renaissance Entrepreneurship CenterCASmall BusinessGrant
Updated: Dec 1, 2025
ARPA funded grant program providing $5,000 to $10,000 to Richmond small businesses impacted by COVID to stabilize operations, build capacity and support growth.
Eligible for: Richmond based small businesses that were operating on or before March 13, 2020, have a primary business address in Richmond, generate under…
City of San Bernardino – Economic Development Department in partnership with Inland Empire SBDCCASmall Business
Updated: Dec 1, 2025
ARPA funded Small Business Training and Grant Program that combines required one on one consulting with a working capital grant for COVID impacted San Bernardino firms.
Eligible for: For profit small businesses, including home based firms, with up to 500 employees that experienced loss of revenue due to COVID 19 and can p…
City of Los Angeles Economic & Workforce Development DepartmentCASmall BusinessGrant
Updated: Dec 1, 2025
The Legacy Business Recovery Grant Program provides up to $20,000 in ARPA-funded relief to long-standing City of Los Angeles “Legacy Businesses” that have operated in their communities for decades and need financial support to recover from COVID-era economic challenges and related disruptions.
Eligible for: Longstanding “Legacy Businesses” that have operated for 20+ years in the City of Los Angeles, are registered in the official Legacy Business…
DC4ME pairs a below-market-rate mortgage with optional 3% down payment assistance, giving eligible DC government employees a powerful way to reduce both interest costs and upfront cash needed to buy a home in the District.
Eligible for: At least one borrower must be a current full-time DC government employee (including qualifying instrumentalities, independent agencies and D…
Alaska Community Development CorporationAKFirst-Time HomeownerForgivable loan
Updated: Dec 1, 2025
Alaska Community Development Corporation’s Home Opportunity Program (HOP) delivers substantial down payment, closing cost and mortgage buydown assistance to low-income homebuyers across most of Alaska, with loans structured as zero-interest and partially forgivable to make ownership truly affordable.
Eligible for: Low-income households (≤80% of HUD area median income) in eligible Alaska communities who do not own another home, will occupy the property …
By level of government
By location
- Funding in Indiana
- More states will appear here as coverage expands.
By program type
Helpful links
- First-time homebuyer grants
Browse programs supporting new homeowners, including down payment assistance.
- Small business grant resources
Search funding and guides tailored to startups and established businesses.