GROW South Dakota
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GROW South DakotaSDFirst-Time HomeownerDeferred loan
Updated: Dec 1, 2025
GROW South Dakota’s Down Payment Closing Costs Assistance programs offer most qualifying buyers between $5,000 and $7,500 in 0% interest, deferred loans to help cover down payment and closing expenses when purchasing a home in eligible South Dakota communities.
Eligible for: Homebuyers in eligible South Dakota rural and urban areas who secure financing from a GROW SD-approved first mortgage lender, meet income (o…
Funding: Down payment and closing cost assistance through GROW SD, amount depends on area (rural vs urban), household income, and fund availability.RollingStatewideIndividualDown payment assistanceClosing cost assistanceGap financing