O Grants
Explore O Grants Nationwide
Discover active o funding across federal, state, local, and private funders. Updated daily with new programs and opportunities.
1,214 active programs listed • Updated daily • All 50 states + DC
Latest opportunities (1214)
Prince William County Housing & Community DevelopmentVAFirst-Time HomeownerCounty-level first-time homebuyer program that provides down payment and closing cost assistance, typically as a subordinate forgivable loan, to help income-eligible buyers purchase owner-occupied homes in Prince William County.
Updated: Dec 6, 2025
County-level first-time buyer assistance program in Prince William County, Virginia, covering down payment and closing cost support for eligible buyers.
Eligible for: First-time homebuyers purchasing an owner-occupied home in Prince William County, meeting income and purchase-price limits, completing homeb…
North Carolina Housing Finance AgencyNCFirst-Time HomeownerNC Home Advantage Mortgage pairs thirty year fixed rate FHA, VA, USDA, and conventional loans with built in down payment assistance that is structured as a subordinate second loan and may be forgiven according to program rules.
Updated: Dec 6, 2025
NCHFA’s NC Home Advantage Mortgage™ program offers affordable fixed-rate mortgages with built-in down payment assistance for first-time and repeat buyers across North Carolina.
Eligible for: First-time and move-up home buyers in North Carolina who meet NC Home Advantage Mortgage™ credit, income, and purchase-price requirements an…
City of Savannah Housing & Neighborhood Services DepartmentGAFirst-Time HomeownerCity of Savannah administered 2 percent interest 30 year deferred payment second mortgage that can be layered with a first mortgage to provide down payment, closing cost, and gap financing assistance to eligible buyers.
Updated: Dec 6, 2025
City of Savannah’s flagship DreamMaker program offers substantial, low-interest deferred loans—up to $50,000—for down payment, closing costs, and gap financing to help first-time buyers purchase homes within Savannah.
Eligible for: Income-eligible first-time homebuyers purchasing a primary residence within Savannah city limits; must complete approved homebuyer education…
Clayton County Community Development / Clayton GrantsGAFirst-Time HomeownerClayton County HUD funded down payment assistance provided as a 0 percent interest deferred soft second mortgage that covers part of the buyer's down payment and closing costs and is forgiven after a required owner occupancy period.
Updated: Dec 6, 2025
County-level down payment assistance program providing up to $10,000–$15,000 in interest-free, forgivable “soft second” financing to help income-eligible first-time buyers purchase homes in Clayton County.
Eligible for: First-time homebuyers (or those who have not owned a home in the last 3 years) purchasing an owner-occupied home in Clayton County with a ma…
Gwinnett County Housing and Community DevelopmentGAFirst-Time HomeownerGwinnett County HUD funded Homestretch down payment assistance offered as a zero percent interest five year deferred second mortgage that is fully forgiven after five years of continuous owner occupancy.
Updated: Dec 6, 2025
County-level down payment assistance program offering up to $10,000 in a zero-interest deferred loan to help first-time buyers purchase homes in Gwinnett County.
Eligible for: First-time homebuyers purchasing an affordable home in Gwinnett County within program purchase price limits; must complete an eight-hour HUD…
Atlanta HousingGAFirst-Time HomeownerAtlanta Housing community second down payment assistance structured as a zero percent interest subordinate subsidy loan that helps cover down payment and closing costs and is typically forgiven after a required owner occupancy period.
Updated: Dec 6, 2025
City of Atlanta down payment assistance program providing up to $25,000 in a community second loan to help first-time homebuyers cover down payment and closing costs.
Eligible for: First-time homebuyers or those who have not owned a home in the last three years, purchasing an owner-occupied home within the City of Atlan…
City of Columbus – Community Reinvestment / Housing DivisionGAFirst-Time HomeownerCity of Columbus first time homebuyers program that provides substantial down payment and closing cost assistance as a subordinate low or no interest loan or forgivable lien layered with an affordable first mortgage.
Updated: Dec 6, 2025
The Columbus First-Time Homebuyers Program delivers up to $30,000 in assistance to help qualified buyers cover down payment and closing costs on homes within the City of Columbus.
Eligible for: Income-eligible first-time homebuyers (no home in past 3 years) purchasing an owner-occupied home within Columbus city limits; must meet pro…
Fulton County Community Development – Homeownership ProgramGAFirst-Time HomeownerFulton County Community Development zero percent interest deferred payment second mortgage program that provides down payment and closing cost assistance to low and moderate income first time homebuyers in eligible parts of the county.
Updated: Dec 6, 2025
Fulton County’s HOP provides up to $15,000 in zero-interest, deferred down payment and closing cost assistance to help first-time buyers purchase homes in qualifying parts of the county.
Eligible for: First-time homebuyers purchasing an owner-occupied home in eligible parts of Fulton County (generally outside certain municipalities such as…
First Ohio Home Finance, Inc.OHFirst-Time HomeownerLender overview page describing how First Ohio Home Finance packages OHFA backed mortgages, down payment assistance, grants, and tax credit products for eligible Ohio first time buyers rather than providing a standalone grant.
Updated: Dec 6, 2025
Lender overview page describing OHFA-backed and other assistance programs available to Ohio first-time homebuyers through First Ohio Home Finance.
Eligible for: Ohio first-time homebuyers (and some repeat buyers) who meet income, credit, and purchase price requirements for OHFA and partner programs; …
City of Augusta – Housing & Community Development DepartmentGAFirst-Time HomeownerCity of Augusta first time homebuyers program that provides local down payment and closing cost assistance as a subordinate low or no interest loan or forgivable grant tied to owner occupancy and paired with an affordable first mortgage.
Updated: Dec 6, 2025
City of Augusta’s First-Time Homebuyers Program provides up to $5,000 toward down payment and closing costs to help low- and moderate-income buyers become homeowners.
Eligible for: Income-eligible first-time homebuyers (no home ownership in the past 3 years) purchasing an owner-occupied home within Augusta city limits; …
North Carolina Housing Finance Agency (NCHFA)NCFirst-Time HomeownerFlat fifteen thousand dollar zero percent interest deferred second mortgage that is forgiven over years eleven through fifteen when the buyer keeps the home as a primary residence.
Updated: Dec 6, 2025
North Carolina’s NC 1st Home Advantage Down Payment program provides a flat $15,000 in down payment help for qualifying first-time buyers and veterans using an NC Home Advantage Mortgage™.
Eligible for: First-time home buyers and eligible military veterans in North Carolina who qualify for an NC Home Advantage Mortgage™, meet income and purc…
Monmouth County Planning Board – Division of HousingNJFirst-Time HomeownerMonmouth County down payment and closing cost assistance administered as a county housing program, typically delivered as a deferred or forgivable second mortgage for eligible low and moderate income first time buyers.
Updated: Dec 6, 2025
County-based assistance for first-time buyers in Monmouth County, helping with upfront purchase costs to increase access to homeownership.
Eligible for: First-time homebuyers in Monmouth County, NJ, meeting income/purchase price limits and completing homebuyer education; property must be owne…