Fulton County Community Development – Homeownership Program
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Fulton County Community Development – Homeownership ProgramGAFirst-Time HomeownerFulton County Community Development zero percent interest deferred payment second mortgage program that provides down payment and closing cost assistance to low and moderate income first time homebuyers in eligible parts of the county.
Updated: Dec 6, 2025
Fulton County’s HOP provides up to $15,000 in zero-interest, deferred down payment and closing cost assistance to help first-time buyers purchase homes in qualifying parts of the county.
Eligible for: First-time homebuyers purchasing an owner-occupied home in eligible parts of Fulton County (generally outside certain municipalities such as…
Funding: Offers up to 15,000 dollars in down payment and closing cost assistance as a 0 percent interest deferred payment second mortgage that carries no monthly payments and is forgiven after a multiyear affordability period, typically six or eleven years depending on the assistance amount and program guidelines.Deadline: Rolling, while funding is availableRollingLocalhomebuyerfirst-time homebuyerlow-income homebuyerFulton County residentdown payment assistanceclosing cost assistance0% interestdeferred loanforgivable loansecond mortgagecounty program