City of Columbus – Community Reinvestment / Housing Division
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City of Columbus – Community Reinvestment / Housing DivisionGAFirst-Time HomeownerCity of Columbus first time homebuyers program that provides substantial down payment and closing cost assistance as a subordinate low or no interest loan or forgivable lien layered with an affordable first mortgage.
Updated: Dec 6, 2025
The Columbus First-Time Homebuyers Program delivers up to $30,000 in assistance to help qualified buyers cover down payment and closing costs on homes within the City of Columbus.
Eligible for: Income-eligible first-time homebuyers (no home in past 3 years) purchasing an owner-occupied home within Columbus city limits; must meet pro…
Funding: Offers up to 30,000 dollars in assistance to help qualified buyers cover down payment and closing costs on homes within the City of Columbus, typically structured as a subordinate, low or no interest loan or forgivable lien tied to owner occupancy requirements.Deadline: Rolling / first-come, first-served while local funds lastRollingLocalhomebuyerfirst-time homebuyerlow-income homebuyerColumbus residentdown payment assistanceclosing cost assistancesubordinate loanforgivable liencity programhigh assistance amount