City of Augusta – Housing & Community Development Department
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City of Augusta – Housing & Community Development DepartmentGAFirst-Time HomeownerCity of Augusta first time homebuyers program that provides local down payment and closing cost assistance as a subordinate low or no interest loan or forgivable grant tied to owner occupancy and paired with an affordable first mortgage.
Updated: Dec 6, 2025
City of Augusta’s First-Time Homebuyers Program provides up to $5,000 toward down payment and closing costs to help low- and moderate-income buyers become homeowners.
Eligible for: Income-eligible first-time homebuyers (no home ownership in the past 3 years) purchasing an owner-occupied home within Augusta city limits; …
Funding: Provides up to 5,000 dollars in assistance to cover eligible down payment and closing costs for qualified first time buyers purchasing in the City of Augusta, typically structured as a subordinate, low or no interest loan or forgivable grant with an owner occupancy requirement.Deadline: Rolling / subject to City funding availabilityRollingLocalhomebuyerfirst-time homebuyerlow-income homebuyerAugusta residentdown payment assistanceclosing cost assistancesubordinate loanforgivable grantcity programfirst-time homebuyer assistance