Atlanta Housing
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Atlanta HousingGAFirst-Time HomeownerAtlanta Housing community second down payment assistance structured as a zero percent interest subordinate subsidy loan that helps cover down payment and closing costs and is typically forgiven after a required owner occupancy period.
Updated: Dec 6, 2025
City of Atlanta down payment assistance program providing up to $25,000 in a community second loan to help first-time homebuyers cover down payment and closing costs.
Eligible for: First-time homebuyers or those who have not owned a home in the last three years, purchasing an owner-occupied home within the City of Atlan…
Funding: Provides up to 20,000 dollars in down payment assistance for eligible first time buyers and up to 25,000 dollars for qualifying public safety, healthcare, education, military, veteran, and voucher households, structured as a zero percent interest forgivable community second loan with no monthly payments.Deadline: Rolling, subject to available funding and lender approvalRollingLocalhomebuyerfirst-time homebuyerlow-income homebuyerpublic safety workerhealthcare workereducatormilitary homebuyerveteran homebuyervoucher holderAtlanta residentdown payment assistanceclosing cost assistance0% interestforgivable loancommunity secondcity programfrontline worker incentive