Gwinnett County Housing and Community Development
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Gwinnett County Housing and Community DevelopmentGAFirst-Time HomeownerGwinnett County HUD funded Homestretch down payment assistance offered as a zero percent interest five year deferred second mortgage that is fully forgiven after five years of continuous owner occupancy.
Updated: Dec 6, 2025
County-level down payment assistance program offering up to $10,000 in a zero-interest deferred loan to help first-time buyers purchase homes in Gwinnett County.
Eligible for: First-time homebuyers purchasing an affordable home in Gwinnett County within program purchase price limits; must complete an eight-hour HUD…
Funding: Provides up to 10,000 dollars in down payment assistance as a zero percent interest deferred loan with no monthly payments that is forgiven in full after five years of owner occupancy.Deadline: Rolling, first-come first-served while program funds are availableRollingLocalhomebuyerfirst-time homebuyerlow-income homebuyerGwinnett County residentdown payment assistanceclosing cost assistance0% interestforgivable loandeferred second mortgagecounty programHUD funded