Monmouth County Planning Board – Division of Housing
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Monmouth County Planning Board – Division of HousingNJFirst-Time HomeownerMonmouth County down payment and closing cost assistance administered as a county housing program, typically delivered as a deferred or forgivable second mortgage for eligible low and moderate income first time buyers.
Updated: Dec 6, 2025
County-based assistance for first-time buyers in Monmouth County, helping with upfront purchase costs to increase access to homeownership.
Eligible for: First-time homebuyers in Monmouth County, NJ, meeting income/purchase price limits and completing homebuyer education; property must be owne…
Funding: Assistance amounts vary by funding cycle but typically provide up to fifteen thousand to twenty thousand dollars toward down payment and closing costs for eligible first time buyers in Monmouth County.Deadline: Rolling / funds availableRollingCountyhomebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerMonmouth County residentdown payment assistanceclosing cost assistancedeferred loanforgivable loancounty program