Find every first-time home buyer grant & down payment assistance program in the U.S.

Jonesboro’s Homeownership Assistance Program offers up to $5,000 in closing-cost and down-payment help as a three-year forgivable lien to expand homeownership opportunities for low- and moderate-income first-time buyers within the city.

Eligible for: First-time homebuyers purchasing a home within the city limits of Jonesboro whose property meets HUD Minimum Housing Quality Standards, is n…

CAA of OKC’s Homebuyer Assistance Programs provide substantial HOME-funded down payment and closing cost assistance—up to $18,000 (plus $5,000 for rate buy-down) in Oklahoma City and $14,249 in Oklahoma/Canadian Counties—through forgivable second mortgages that help low- and moderate-income buyers bridge the affordability gap.

Eligible for: Income-eligible individuals and families purchasing within the Oklahoma City HOME program boundaries or in designated parts of Oklahoma and …

This Utah Housing Corporation FAQ document lays out the official rules for the First-time Homebuyer Assistance Program, clarifying how the 0% soft-second loan works, who qualifies, and how much assistance is available for Utah first-time buyers.

Eligible for: First-time homebuyers (as defined in SB 240 and IRS rules) purchasing a qualifying residential unit in Utah—new construction or newly built …

Time To Own is Connecticut’s flagship forgivable down payment and closing cost assistance loan, offering 0% interest and generous forgiveness terms to help first-time buyers overcome the biggest upfront barrier to buying a home.

Eligible for: Available only in conjunction with a CHFA first mortgage. Applicants must be current Connecticut residents with at least 3 years of recent C…

CHFA’s All Homebuyer Mortgage Programs page is a central hub that showcases below-market 30-year mortgages, discounted-rate options for key professions, and companion down payment assistance tools like DAP and Time To Own, making it a key SEO landing page for Connecticut first-time homebuyer programs.

Eligible for: Generally aimed at low- to moderate-income first-time homebuyers (or those not owning a home in the past three years) purchasing an owner-oc…

The Chenoa Fund provides flexible Mississippi down payment assistance of up to 5% of the purchase price or appraised value, helping low- and moderate-income buyers reduce or eliminate out-of-pocket down payment and closing costs.

Eligible for: First-time and repeat homebuyers in Mississippi working with an approved Chenoa Fund lender, typically low- to moderate-income borrowers usi…

CARD’s Down Payment Assistance program offers up to 5% of the purchase price (max $5,000) to help first-time buyers in northeast Oklahoma cover down payment and closing costs, coupled with mandatory homebuyer education to support long-term homeownership success.

Eligible for: Individuals and families purchasing new or existing homes in CARD’s service area (northeast Oklahoma) who meet HUD income guidelines, are fi…

Fairfield’s federally funded Homebuyer Assistance Program helps income-eligible first-time buyers by covering half of their required down payment (up to $30,000) as a 0% deferred loan and providing an additional $2,500 grant for closing costs, dramatically reducing the cash needed to purchase a home in the town.

Eligible for: First-time homebuyers (no ownership interest in a residence in past 3 years) purchasing an owner-occupied home in Fairfield who complete a H…

Provo’s Down Payment Assistance Loan Programs—Home Purchase Plus and Loan to Own—offer substantial 0% interest, deferred-payment second mortgages of up to $60,000 or $40,000 to help first-time homebuyers in Provo and across much of Utah County cover down payment and closing costs while keeping monthly payments affordable.

Eligible for: First-time homebuyers with household incomes at or below 80% of Area Median Income purchasing an owner-occupied home. Home Purchase Plus is …

Mississippi Home Saver Plus is the state’s Homeowner Assistance Fund program, designed to help income-eligible homeowners recover from COVID-19 financial hardship by covering delinquent mortgage payments, property taxes, and related housing costs to prevent foreclosure or loss of utilities.

Eligible for: Mississippi homeowners who experienced a COVID-19–related financial hardship after January 21, 2020, are at risk of mortgage delinquency, de…

Neighborhood Housing Services of Southern Nevada connects eligible first-time buyers to the WISH down payment assistance grant, which provides a 4-to-1 match up to $32,099 toward down payment and closing costs, helping renters in the Las Vegas area become homeowners.

Eligible for: First-time homebuyers in Southern Nevada who complete first-time homebuyer education and counseling, meet income limits at or below 80% of a…

The City of Vicksburg’s Down Payment Assistance for First Time Homebuyers bundles several grant-based options to help low and moderate-income first-time buyers cover down payment and closing costs. Programs are offered in partnership with Mississippi Home Corporation and the Federal Home Loan Bank of Dallas.

Eligible for: First-time homebuyers in Vicksburg with low to moderate income not exceeding area median income, acceptable credit, and completion of an app…