Grant Directory

Verified government funding opportunities

Grants in Illinois

Illinois statewide grants & funding programs

Explore active funding opportunities from state agencies, cities, and local partners across Illinois. Filter by category, agency, or keyword to find grants that match your project, business, or community.

18 programs currently listed in Illinois • Updated daily

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Jump straight to Illinois grants filtered by focus area.

Latest opportunities (18)

State-funded capital and infrastructure grants supporting business expansion, equipment upgrades, and facility improvements for Illinois small businesses.

Eligible for: Illinois small businesses needing capital upgrades, facility improvements, or infrastructure investment; must meet state-defined business cr…

Deadline: Rolling / subject to funding

A statewide working-capital grant supporting small businesses in rural and downstate Illinois communities facing financial hardship.

Eligible for: Small businesses in downstate / rural Illinois; must meet size standards and demonstrate COVID-19 or economic hardship; county/municipal app…

Deadline: Rolling / subject to county participation

A modernization and equipment-upgrade grant for independently owned grocery stores to improve food access and business sustainability.

Eligible for: Independently owned grocery stores, small retailers, or food-market operators in Illinois; must meet community-impact criteria

Deadline: Rolling / grant cycle based

Planning grants that support community and regional site-readiness work, indirectly enabling small business expansion and job creation.

Eligible for: Local governments, developers, and regional partners; indirectly benefits small/mid-sized businesses seeking expansion locations

Deadline: Deadline varies by NOFO

Statewide SBDC funding that supports free small-business consulting, training, and technical assistance programs throughout Illinois.

Eligible for: SBDC host organizations; benefits small business owners via free statewide consulting programs

Deadline: Annual / competitive

Illinois’ central grant portal listing all available DCEO grant programs for small businesses, workforce, community development, and capital investments.

Eligible for: Illinois small businesses, nonprofits, community organizations, and industry groups depending on specific program

Deadline: Rolling / depends on grant cycle

Chicago’s premier capital-improvement grant reimbursing small businesses for permanent building upgrades.

Eligible for: Commercial and industrial small businesses located in eligible Chicago TIF districts

Deadline: Cyclical (varies by district)

Administrative SBIF access point helping Chicago small businesses apply for building-improvement reimbursement grants.

Eligible for: Chicago small businesses and property owners located in eligible TIF zones

Deadline: Cyclical by TIF district

Emergency grants and loan programs designed to stabilize Illinois small businesses during economic hardship.

Eligible for: Illinois small businesses impacted by economic disruptions, disasters, or emergencies

Deadline: Rolling / as activated by state

A countywide support program helping small businesses access grants, loans, technical assistance, consulting, and business-development resources.

Eligible for: Small businesses in Cook County; priority for underserved, minority-owned, or early-stage businesses

Deadline: Rolling

Federal Housing AuthorityILFirst-Time HomeownerState-supported down payment grant program, described by FHA.com, that provides a forgivable or non-repayable grant when paired with an eligible first mortgage for first-time buyers in Illinois.

Updated: Dec 6, 2025

A standout grant program offering up to $10,000 to first-time homebuyers in Illinois toward down payment and closing costs, lowering upfront purchase barriers and supporting homeownership among eligible households.

Eligible for: First-time homebuyers in Illinois (typically no ownership last 3 years), meet income & purchase price limits, purchasing eligible home in IL…

Funding: Offers up to $10,000 in assistance that can be used toward down payment and closing costs for eligible first-time homebuyers, with grant structure and forgiveness terms determined by the administering state housing agency and participating lenders.Deadline: Rolling / while funds lastRollingStatewide (Illinois)homebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerIllinois homebuyerdown payment assistanceclosing cost assistancegrantstatewide program

Cook County Bureau of Economic DevelopmentILFirst-Time HomeownerCounty-run forgivable second-mortgage program that provides down payment, closing cost, and mortgage rate buydown assistance to income-eligible homebuyers purchasing 1–2 unit properties in Cook County.

Updated: Dec 6, 2025

Offers substantial down payment or closing cost support to homebuyers in Cook County to help bridge upfront purchase cost barriers.

Eligible for: Eligible homebuyers for 1-2 unit property in Cook County, credit score ≥ 620, DTI ≤ 50%, income ≤ 120% AMI unless purchasing in a Targeted A…

Funding: Provides up to 5 percent of the sale price, capped at 25,000 dollars, in forgivable second-loan assistance that can be used toward down payment, closing costs, or interest rate buydowns, with forgiveness tied to compliance with occupancy and program terms while funds are available.Deadline: Rolling / until funds exhausted; reopened June 2025 but currently out of funds.RollingCounty (Cook County, Illinois)homebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerIllinois homebuyerCook County homebuyerdown payment assistanceclosing cost assistancerate buydownforgivable second mortgagecounty programhomebuyer education required

First-time homebuyer? Start with this guide.

This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Illinois.

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

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