Find every first-time home buyer grant & down payment assistance program in the U.S.

LEAP Housing’s Yes You Can Homeownership Program is a free, mentorship style service that walks Boise area renters and aspiring buyers through the entire home purchase process, connecting them to education, trusted lenders, and available down payment assistance programs

Eligible for: First time and aspiring homebuyers in the Boise area, including households with lower incomes, limited savings, lower credit scores, or lang…

This program update announces that New Hampshire Housing’s Cash Assistance has been simplified and increased to fixed awards of up to $15,000, making it easier for qualifying borrowers to understand and use state-backed downpayment help.

Eligible for: Homebuyers using eligible New Hampshire Housing first-mortgage products (Home Flex Plus, Home Preferred Plus and other qualifying programs) …

The Auburn–Lewiston Consortium Homebuyer Loan Program uses HOME funds to pair matched savings with a long-term, interest-free loan so low- and moderate-income buyers can afford market-rate homes in either city while meeting strict affordability and occupancy standards.

Eligible for: Low- and moderate-income households with income below 80% of area median who have minimum household income of $25,000 (or $20,000 with USDA …

FHA.com’s New Hampshire grants page highlights Home Flex Plus as a key DPA option, describing how it layers 3–4% in cash assistance on top of an FHA, VA or USDA-RD mortgage through New Hampshire Housing to cover a buyer’s downpayment and closing costs.

Eligible for: New Hampshire homebuyers using New Hampshire Housing’s Home Flex Plus mortgage program (FHA, VA or USDA-RD insured) who meet income and purc…

Statewide Idaho down payment assistance program that layers a second mortgage on top of an Idaho Housing first mortgage to cover most or all of the required down payment and closing costs while helping buyers preserve savings

Eligible for: Eligible Idaho homebuyers using an Idaho Housing first mortgage, meeting program underwriting and household income limits and completing app…

Detailed HOME-funded down payment assistance program for Parkersburg/Wood County offering a forgivable loan up to $15,000 to help first-time, low- to moderate-income buyers with down payment and closing costs.

Eligible for: First-time homebuyers purchasing an eligible single-family, owner-occupied home in the City of Parkersburg or Wood County whose income does …

Consortium-run homebuyer assistance program administered through Huntington’s Planning & Development Department that offers substantial 0% interest down payment loans to help low- and moderate-income buyers close the gap on upfront home purchase costs.

Eligible for: First-time or income-eligible homebuyers purchasing an owner-occupied home in the Cabell-Huntington-Wayne Housing Consortium area; must meet…

The NH Mortgage Programs page lays out New Hampshire Housing’s core first-mortgage products and shows how they can be coupled with up to $15,000 in Cash Assistance to lower both upfront and monthly costs for qualified Granite State homebuyers.

Eligible for: Homebuyers purchasing in New Hampshire who qualify for New Hampshire Housing products such as Home First, Home Flex, Home Flex Plus, Home Pr…

Santa Fe County’s Downpayment Assistance Program offers up to $20,000 in 0% deferred assistance as a subordinate loan, targeted by AMI band, to help first-time buyers close the gap on down payment and closing costs while preserving long-term affordability.

Eligible for: First-time homebuyers purchasing a home in Santa Fe County with household incomes at or under 100% of area median income, who have completed…

State-level mortgage and down payment / closing cost assistance via NHHFA, including low downpayment options and cash assistance up to $15,000.

Eligible for: First-time and moderate-income homebuyers, income and purchase price limits apply, must use approved lenders

District XI Human Resource Council administers a first-time homebuyer down payment assistance program that provides HOME-funded, locally managed gap financing to help low- and moderate-income households in and around Missoula become homeowners.

Eligible for: First-time homebuyers in the Missoula region and surrounding counties whose household income is at or below roughly 80% of area median incom…

City of Boise’s Homeownership Opportunity Program provides mortgage assistance to income qualified buyers purchasing homes within Boise city limits, using HUD funds to help with down payment, closing costs, and gap financing so monthly payments remain affordable

Eligible for: Income eligible homebuyers purchasing within Boise city limits with gross household income between 50% and 80% of Area Median Income who wor…