Find every first-time home buyer grant & down payment assistance program in the U.S.

Affordable first mortgages for first-time buyers; can be paired with NIFA down payment assistance.

Eligible for: First-time buyers, veterans, or target-area purchasers meeting NIFA limits

MaineHousing’s First Generation Pilot Program targets households whose families have never owned a home, combining a discounted First Home Loan interest rate with a $10,000 grant to bridge down payment and closing cost barriers.

Eligible for: All borrowers must be true first-time homebuyers with no prior ownership interest in a principal residence anywhere; in addition, at least o…

SENCA offers DPA loans + rehab grants to support safe, affordable homeownership in SE Nebraska.

Eligible for: First-time buyers under 80–100% AMI purchasing in SENCA counties & completing homebuyer education

Interest-free, deferred DPA loans supporting first-time buyers in Lincoln.

Eligible for: Low- to moderate-income first-time buyers purchasing within Lincoln

Nashua’s First-Time Homebuyer Assistance Program offers up to $10,000 in deferred, HOME-funded assistance to help income-eligible first-time buyers cover downpayment, closing costs and interest-rate buydown when purchasing a home inside the city.

Eligible for: First-time homebuyers purchasing an owner-occupied home within Nashua city limits whose household income does not exceed 80% of area median …

NWNEN offers a 0% interest DPA loan to help low-income buyers bridge upfront costs.

Eligible for: Income-eligible buyers who contribute $1,000, complete education & purchase in service area

Consortium-run homebuyer assistance program administered through Huntington’s Planning & Development Department that offers substantial 0% interest down payment loans to help low- and moderate-income buyers close the gap on upfront home purchase costs.

Eligible for: First-time or income-eligible homebuyers purchasing an owner-occupied home in the Cabell-Huntington-Wayne Housing Consortium area; must meet…

City of Parkersburg’s housing programs page that bundles the Down Payment Assistance Program with rehabilitation and repair initiatives for low- to moderate-income households in Parkersburg and Wood County.

Eligible for: Income-eligible households within the City of Parkersburg and the Parkersburg/Wood County HOME Consortium area; first-time homebuyers for th…

The Auburn–Lewiston Consortium Homebuyer Loan Program uses HOME funds to pair matched savings with a long-term, interest-free loan so low- and moderate-income buyers can afford market-rate homes in either city while meeting strict affordability and occupancy standards.

Eligible for: Low- and moderate-income households with income below 80% of area median who have minimum household income of $25,000 (or $20,000 with USDA …

Santa Fe County’s Downpayment Assistance Program offers up to $20,000 in 0% deferred assistance as a subordinate loan, targeted by AMI band, to help first-time buyers close the gap on down payment and closing costs while preserving long-term affordability.

Eligible for: First-time homebuyers purchasing a home in Santa Fe County with household incomes at or under 100% of area median income, who have completed…

Caribou’s Section 8 HCV Homeownership Program lets eligible voucher holders convert their rental subsidy into support for a mortgage payment, creating a path from renting to owning for low-income families who can save a modest down payment and complete homebuyer education.

Eligible for: Section 8 Housing Choice Voucher recipients in Caribou who are in good standing for at least the prior year, do not owe money to any housing…

District XI Human Resource Council administers a first-time homebuyer down payment assistance program that provides HOME-funded, locally managed gap financing to help low- and moderate-income households in and around Missoula become homeowners.

Eligible for: First-time homebuyers in the Missoula region and surrounding counties whose household income is at or below roughly 80% of area median incom…