City of Wichita Housing
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City of Wichita HousingKSFirst-Time Homeownerdeferred loan
Updated: Dec 5, 2025
Wichita’s HOMEownership 80 Program offers substantial down-payment and closing-cost assistance to first-time buyers purchasing new construction homes in targeted neighborhoods, using federal HOME funds administered by the City.
Eligible for: First-time homebuyers purchasing newly constructed single-family homes in designated HOMEownership 80 Assistance Areas within Wichita, who m…
Funding: Zero interest deferred payment assistance loan providing up to 20 percent of the home purchase price plus up to 2000 dollars for closing costs, with repayment or recapture based on HOME affordability rules if requirements are not met.Deadline: Rolling / subject to funding availabilityrollingcityIndividualDown payment assistanceClosing costsDeferred loan