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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (20)
Cuyahoga County GovernmentOHSmall Business
Updated: Dec 3, 2025
One-time working-capital and business-stabilization support for small businesses in Cuyahoga County — can be used for operational costs, expansion, or project-related expenses.
Eligible for: Small businesses with fewer than 50 full-time equivalent employees, operating in Cuyahoga County; use of funds allowed for working capital, …
Primarily for fixed-asset investment, real estate, equipment, infrastructure, and training — aimed at helping eligible Ohio small businesses scale operations, create or retain jobs.
Eligible for: Ohio small businesses: in operation ≥ 1 year, ≥ $100,000 annual revenues, operating in one of JobsOhio’s target industries; preferential con…
Growth-capital financing for small and emerging technology-focused companies developing next-gen products.
Eligible for: Ohio businesses with innovative products, growth potential, and at least 2 years of operating history
Cuyahoga County GovernmentOHSmall Business
Updated: Dec 3, 2025
This portal aggregates multiple county-level small business funding and support programs — serving as a resource hub for financing, grants, and technical assistance designed to help local small businesses stay afloat or expand in Cuyahoga County.
Eligible for: Small businesses within Cuyahoga County that meet eligibility under specific funding streams (working capital, growth financing, gap financi…
A state-backed direct loan helping small and mid-sized Ohio businesses expand through facility or equipment investment.
Eligible for: Ohio businesses making capital investments in facilities, equipment, or expansion; must create/retain jobs and meet underwriting requirement…
Provides loans and grants to reactivate vacant or distressed commercial properties for business use.
Eligible for: Businesses, nonprofits, or local entities redeveloping abandoned, underutilized, or distressed commercial/industrial properties
Low-interest loan support for Ohio companies expanding R&D capacity or developing new technology products.
Eligible for: Ohio companies making R&D-focused capital investments tied to commercialization & job growth
Funds environmental testing to prepare distressed sites for small-business redevelopment or reuse.
Eligible for: Businesses, developers, or communities conducting Phase II environmental assessments tied to redevelopment
State-backed AA+ rated financing for expansion projects involving facilities or equipment.
Eligible for: Expanding Ohio businesses with strong financials and fixed-asset investment needs
A flexible project-support grant for Ohio businesses creating jobs and investing in facilities or equipment.
Eligible for: Growing Ohio businesses expanding operations, creating jobs, or increasing payroll
Ohio CDC Association (funded by Ohio Department of Development)OHSmall Business
Updated: Dec 3, 2025
OMBDP funds nonprofits to support microbusiness development: training, technical assistance, and individual development accounts (IDAs) for people from low- to moderate-income households who want to start or expand small businesses.
Eligible for: Community-based nonprofit organizations (501(c)(3)), members of Ohio CDC Association, with board composition and financial audit requirement…
Cincinnati East Community Development Corporation (CEC GinC Inc./CEG)OHSmall Business
Updated: Dec 3, 2025
Launch Fund is a locally administered grant/loan support fund aimed at helping small or micro-businesses and community-based enterprises access capital or assistance to start or grow operations in economically marginalized neighborhoods.
Eligible for: Small businesses or entrepreneurs in service-area neighborhoods who meet the fund’s requirements; often prioritized are microbusinesses, com…
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