Hawaii statewide grants & funding programs

Honolulu’s Down Payment Loan Program provides up to $40,000 in 0% interest assistance so low- and moderate-income first-time buyers can meet lender down-payment requirements and qualify for a mortgage.

Eligible for: Prospective homebuyers who do not currently own a primary residence, whose household income is under published limits, who secure a first-mo…

Statewide program offering below-market 30-year mortgages plus a 4% second-mortgage DPA option to help Hawaiʻi first-time buyers bridge their down payment gap.

Eligible for: First-time homebuyers who are U.S. citizens or resident aliens, bona fide Hawaiʻi residents, at least 18, within county income and purchase …

Official brochure detailing Honolulu’s 0% Down Payment Loan Program, which offers up to $40,000 in HOME-funded assistance to help first-time buyers cover down payment requirements.

Eligible for: Income-qualified households who do not own a primary residential property, stay under the program’s household income limits, complete approv…

Kauaʻi’s Home Buyer Loan Program offers low-cost loans to qualified first-time buyers meeting Kauaʻi Median Household Income limits, pairing required homebuyer education with affordable financing for primary residences on the island.

Eligible for: First-time homebuyers who are U.S. citizens or resident aliens, at least 18, Kauaʻi residents or given preference as such, within Kauaʻi Med…

Maui County’s First-Time Home Buyer’s Down Payment Assistance Program provides grant assistance up to $30,000 or 5% of the purchase price to help low- to above-moderate income first-time buyers cover down payment and closing costs on eligible properties in the county.

Eligible for: First-time homebuyers who are County of Maui residents at time of application, U.S. citizens or resident aliens, at least 18, with household…