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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (5)
Nevada Rural HousingNVFirst-Time Homeownergrant/second lien assistance
Updated: Dec 5, 2025
Nevada Rural Housing’s Launchpad Homeownership Programs combine below-market mortgage rates with up to 5% down payment assistance to make homeownership more affordable for first-time and repeat buyers across rural Nevada, including rural parts of Clark and Washoe counties.
Eligible for: Homebuyers purchasing an owner-occupied primary residence in rural Nevada (15 rural counties plus the rural portions of Clark and Washoe), u…
Neighborhood Housing Services of Southern NevadaNVFirst-Time Homeownergrant
Updated: Dec 5, 2025
Neighborhood Housing Services of Southern Nevada connects eligible first-time buyers to the WISH down payment assistance grant, which provides a 4-to-1 match up to $32,099 toward down payment and closing costs, helping renters in the Las Vegas area become homeowners.
Eligible for: First-time homebuyers in Southern Nevada who complete first-time homebuyer education and counseling, meet income limits at or below 80% of a…
Rural Nevada Development CorporationNVFirst-Time Homeownerdeferred, interest-free loan / DPA
Updated: Dec 5, 2025
The Rural Nevada Development Corporation (RNDC) Down Payment Assistance Program provides interest-free, deferred loans up to $30,000 or $25,000 to help low-income, first-time buyers cover down payment and closing costs on homes that meet HUD standards across a wide list of rural Nevada counties.
Eligible for: Low-income first-time homebuyers purchasing a home that meets HUD Housing Quality Standards in eligible rural Nevada counties (including Car…
Nevada Housing Division – Home Is PossibleNVFirst-Time Homeownergrant / down payment assistance
Updated: Dec 5, 2025
The Home Is Possible flagship program provides up to 5% of the loan amount in non-repayable assistance that can be applied directly to down payment and closing costs, helping Nevada buyers bridge the gap between rent and homeownership even if they’re not first-time purchasers.
Eligible for: Low- and moderate-income Nevada homebuyers who can afford a monthly mortgage payment but need help with the upfront costs. Program guideline…
Nevada Housing Division – Home Is PossibleNVFirst-Time Homeownergrant/2nd mortgage
Updated: Dec 5, 2025
Nevada’s Home Is Possible For First-Time Homebuyers program offers interest-free down payment assistance up to 4% of the loan amount plus competitive 30-year fixed mortgage rates, giving first-time buyers more buying power while reducing upfront costs.
Eligible for: First-time homebuyers who have not owned a home in the past three years, meet county-specific purchase price and income limits, have a minim…
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