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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (18)
City of Richmond – Economic Development Department / Renaissance Entrepreneurship CenterCASmall BusinessGrant
Updated: Dec 1, 2025
ARPA funded grant program providing $5,000 to $10,000 to Richmond small businesses impacted by COVID to stabilize operations, build capacity and support growth.
Eligible for: Richmond based small businesses that were operating on or before March 13, 2020, have a primary business address in Richmond, generate under…
Los Angeles County Department of Economic OpportunityCASmall BusinessGrant
Updated: Dec 1, 2025
The LA Region Small Business Relief Fund provides targeted disaster-recovery grants of $2,000–$25,000 to help Los Angeles County small businesses and nonprofits recover from the January 2025 windstorm and wildfires, with higher awards for fully or partially destroyed locations and prioritized support for the hardest-hit brick-and-mortar operations.
Eligible for: Small businesses and nonprofits headquartered and operating in Los Angeles County that were financially impacted by the January 7, 2025 wind…
City of Los Angeles Economic & Workforce Development DepartmentCASmall BusinessGrant
Updated: Dec 1, 2025
The City of Los Angeles Microenterprise Recovery Grant offers grants of up to $15,000 to help the smallest neighborhood businesses—often women- and minority-owned microenterprises—cover operating costs and stabilize after COVID-19-related revenue shocks.
Eligible for: Very small businesses (microenterprises) located and operating in the City of Los Angeles with typically five or fewer employees and limited…
City of San Bernardino – Economic Development Department in partnership with Inland Empire SBDCCASmall Business
Updated: Dec 1, 2025
ARPA funded Small Business Training and Grant Program that combines required one on one consulting with a working capital grant for COVID impacted San Bernardino firms.
Eligible for: For profit small businesses, including home based firms, with up to 500 employees that experienced loss of revenue due to COVID 19 and can p…
City of Carson – Community Development DepartmentCASmall BusinessGrant
Updated: Dec 1, 2025
City of Carson landing page highlighting local access to Los Angeles County Economic Opportunity Grants and the City’s Commercial Façade Improvement Program for small businesses and commercial corridors.
Eligible for: Small businesses and eligible commercial property owners in Carson and Los Angeles County that meet program specific criteria for either the…
City of Los Angeles Economic & Workforce Development DepartmentCASmall BusinessGrant
Updated: Dec 1, 2025
The Legacy Business Recovery Grant Program provides up to $20,000 in ARPA-funded relief to long-standing City of Los Angeles “Legacy Businesses” that have operated in their communities for decades and need financial support to recover from COVID-era economic challenges and related disruptions.
Eligible for: Longstanding “Legacy Businesses” that have operated for 20+ years in the City of Los Angeles, are registered in the official Legacy Business…
California Office of the Small Business AdvocateCASmall BusinessGrant
Updated: Dec 1, 2025
The California Dream Fund Grant Program is a statewide seed funding initiative that combines mandatory startup training with microgrants of up to $10,000 to help new California entrepreneurs open and grow small businesses in underserved communities.
Eligible for: Early-stage California small businesses and qualifying small nonprofits with 5 or fewer employees and $1 million or less in annual receipts …
Los Angeles County Department of Economic OpportunityCASmall BusinessGrant
Updated: Dec 1, 2025
The Economic Opportunity Grant Program is a large ARPA-funded initiative that delivered more than $50 million in grants to thousands of LA County microbusinesses, small businesses and nonprofits impacted by the COVID-19 pandemic, with awards ranging from $2,500 to $25,000 depending on size and revenue levels.
Eligible for: Microbusinesses with under $50,000–$100,000 in revenue, small businesses with $100,000–$2 million in revenue, and nonprofits under $5 millio…
California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState administered competitive and formula based matching grants that provide dollar for dollar state funds to eligible local or regional housing trust funds in order to expand affordable housing activities, including some first time homebuyer and ownership assistance.
Updated: Dec 6, 2025
The LHTF program provides state funds to match local housing trust funds, which in turn fund affordable housing activities including acquisition, rehabilitation, and homeownership support
Eligible for: Local/regional housing trust funds (public or nonprofit) that support affordable housing including homeownership.
CalHome Program
OpenCalifornia Department of Housing and Community DevelopmentCAFirst-Time HomeownerState program that provides grants to local public agencies and nonprofit corporations which in turn offer deferred payment loans and related assistance to low and very low income homeowners and first time homebuyers.
Updated: Dec 6, 2025
Enables first-time homebuyers and homeowners in need of rehab to access affordable homeownership or preserve owner-occupied housing.
Eligible for: Local public agencies and nonprofit corporations apply; assists individual homeowners via deferred loans
California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState matching grant program that provides dollar for dollar funds to eligible local or regional housing trust funds to expand resources for affordable housing activities including homeownership assistance.
Updated: Dec 6, 2025
The LHTF program provides state funds to match local housing trust funds, which in turn fund affordable housing activities including acquisition, rehabilitation, and homeownership support
Eligible for: Local/regional housing trust funds (public or nonprofit) that support affordable housing including homeownership.
California Housing Finance AgencyCAFirst-Time HomeownerState housing finance agency programs that pair fixed rate first mortgages with a range of subordinate loans and assistance options such as down payment and closing cost help for eligible homebuyers.
Updated: Dec 6, 2025
Overview portal of CalHFA’s suite of homebuyer assistance programs for first-time homebuyers in California.
Eligible for: First-time homebuyers, meet specific program criteria (loan type, income, credit, occupancy)
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