California Department of Housing and Community Development
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CalHome Program
OpenCalifornia Department of Housing and Community DevelopmentCAFirst-Time HomeownerState program that provides grants to local public agencies and nonprofit corporations which in turn offer deferred payment loans and related assistance to low and very low income homeowners and first time homebuyers.
Updated: Dec 6, 2025
Enables first-time homebuyers and homeowners in need of rehab to access affordable homeownership or preserve owner-occupied housing.
Eligible for: Local public agencies and nonprofit corporations apply; assists individual homeowners via deferred loans
Funding: Program level awards to local sponsors are determined through NOFA rounds, and sponsors then make individual deferred payment loans sized to household need and program limits rather than a single standardized grant amount.Deadline: Rolling / by NOFA cycles NOFAStatewide (California via local program operators)local governmentcounty governmentcity governmentnonprofit housing organizationtribal governmentdeferred payment loandown payment assistanceowner occupied rehabilitationADU and JADU supportstate housing programlow-income homeowner assistance