California Department of Housing & Community Development

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Latest opportunities (4)

Local Housing Trust Fund Program

Open

California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState administered competitive and formula based matching grants that provide dollar for dollar state funds to eligible local or regional housing trust funds in order to expand affordable housing activities, including some first time homebuyer and ownership assistance.

Updated: Dec 6, 2025

The LHTF program provides state funds to match local housing trust funds, which in turn fund affordable housing activities including acquisition, rehabilitation, and homeownership support

Eligible for: Local/regional housing trust funds (public or nonprofit) that support affordable housing including homeownership.

Funding: Provides state matching funds to local housing trust funds on a dollar for dollar basis, with individual award sizes depending on the size of the local contribution, program round and scoring, so the program does not publish one fixed grant amount.Deadline: timing variesVariesStatewide (California via local and regional housing trust funds)local governmentcounty governmentcity governmenttribal governmentregional agencynonprofit housing trust fundmatching grantlocal housing trust fundaffordable housing productionhomeownership supportgap financingstate housing program

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ReCover CA Homebuyer Assistance Program

Open

California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState administered disaster recovery homebuyer assistance that uses forgivable zero interest second mortgage loans funded by federal disaster and mitigation dollars to close the affordability gap for disaster impacted households.

Updated: Dec 6, 2025

A disaster-recovery homebuyer assistance program providing forgivable second-mortgage loans to help disaster-impacted households bridge the affordability gap when buying a home.

Eligible for: Low- and moderate-income renters or homeowners impacted by qualified disasters (e.g., 2017–20 wildfires or 2023/24 floods) in specified coun…

Funding: Offers forgivable zero percent interest second mortgage loans up to 300000 dollars for 2023 and 2024 flood events and up to 350000 dollars for earlier wildfire disasters that can be used for down payment, closing costs and purchase price gap financing.Deadline: Starts/opens Nov 10 2025 for 2023/24 funds; funds limited. RollingTargeted California disaster impacted countieshomebuyerfirst-time homebuyerdisaster-impacted renterdisaster-impacted homeownerlow-income homebuyermoderate-income homebuyerCalifornia homebuyerdown payment assistanceclosing cost assistancegap financingforgivable second mortgagedisaster recoverystate housing programCalifornia homebuyer support

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Local Housing Trust Fund Program

Open

California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState matching grant program that provides dollar for dollar funds to eligible local or regional housing trust funds to expand resources for affordable housing activities including homeownership assistance.

Updated: Dec 6, 2025

The LHTF program provides state funds to match local housing trust funds, which in turn fund affordable housing activities including acquisition, rehabilitation, and homeownership support

Eligible for: Local/regional housing trust funds (public or nonprofit) that support affordable housing including homeownership.

Funding: Provides state matching funds to local housing trust funds based on locally raised revenue, with award sizes determined by the program formula and funding availability rather than a fixed household level grant amount.Deadline: timing variesVariesStatewide (California local and regional housing trust funds)local governmentcounty governmentcity governmentregional agencynonprofit housing trusttribal governmentmatching grantlocal housing trust fundaffordable housingdown payment assistanceproduction and rehabilitationstate housing program

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HOME Investment Partnerships Program

Closed

California Department of Housing & Community DevelopmentCAFirst-Time HomeownerFederal HOME block grant funds administered by the state as grants or low interest loans to eligible local governments and nonprofit sponsors for affordable housing activities including first time homebuyer assistance.

Updated: Dec 6, 2025

Federal HOME block-grant funding administered by HCD to support affordable housing including first-time homebuyer assistance.

Eligible for: Cities/counties, developers, CHDOs; includes first-time homebuyer projects.

Funding: Award amounts are determined through competitive application and are sized to meet HOME program limits for acquisition, rehabilitation, homebuyer assistance or rental housing rather than a fixed per household grant amount.Deadline: Application due May 22 2025 for non-tribal; tribal over-counter until Sept 24, 2025.RFP DeadlineStatewide (California eligible jurisdictions)local governmentcounty governmentcity governmenttribal governmentnonprofit housing developercommunity housing development organizationblock grantaffordable housingdown payment assistancehomebuyer assistanceowner occupied rehabilitationrental housing productionfederal HOME program

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