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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (2013)
Boynton Beach offers a Small Business Grants Program intended to support local small businesses (1–25 employees) — useful for working capital, growth, or stabilization.
Eligible for: For-profit small businesses located within Boynton Beach, properly licensed, with 1–25 employees, and at least one full year of operation.
Florida SBDC NetworkFLSmall Business
Updated: Dec 3, 2025
The FSBDC STEP Grant helps Florida small businesses offset costs associated with entering or expanding into export markets — reimbursing trade-show fees, travel, lodging, and sample shipping to ease export-related expenses.
Eligible for: Florida small businesses engaged in exporting or exploring export markets that meet FSBDC export client eligibility and comply with program …
Cuyahoga County GovernmentOHSmall Business
Updated: Dec 3, 2025
One-time working-capital and business-stabilization support for small businesses in Cuyahoga County — can be used for operational costs, expansion, or project-related expenses.
Eligible for: Small businesses with fewer than 50 full-time equivalent employees, operating in Cuyahoga County; use of funds allowed for working capital, …
Florida Department of Economic OpportunityFLSmall Businessloan, loan guarantee, equity, collateral support
Updated: Dec 6, 2025
SSBCI offers a suite of capital access tools — from loan guarantee and participation to equity or collateral support — helping Florida small businesses secure financing when traditional lending isn’t enough.
Eligible for: Florida-based small businesses (generally ≤ 500 employees; up to 750 for collateral support) that meet the program’s underwriting criteria.
Growth-capital financing for small and emerging technology-focused companies developing next-gen products.
Eligible for: Ohio businesses with innovative products, growth potential, and at least 2 years of operating history
Cuyahoga County GovernmentOHSmall Business
Updated: Dec 3, 2025
This portal aggregates multiple county-level small business funding and support programs — serving as a resource hub for financing, grants, and technical assistance designed to help local small businesses stay afloat or expand in Cuyahoga County.
Eligible for: Small businesses within Cuyahoga County that meet eligibility under specific funding streams (working capital, growth financing, gap financi…
NYC Department of Small Business ServicesNYSmall Businessgrant
Updated: Dec 3, 2025
NYC SBS’s Small BID Support Grant Program offers up to $100,000 to BIDs and similar organizations to fund corridor-strengthening initiatives—like cleaning, events, outreach, and small-business support—that help neighborhood small businesses thrive.
Eligible for: Existing and in-formation New York City Business Improvement Districts (BIDs), or nonprofit organizations under contract with SBS to provide…
Empire State DevelopmentNYSmall Businessgrant
Updated: Dec 3, 2025
New York’s $800 million Pandemic Small Business Recovery Grant Program provides flexible grants of $5,000–$50,000 to help small and micro-businesses and for-profit arts organizations cover COVID-related operating expenses like payroll, rent, taxes, utilities, and PPE.
Eligible for: New York State small and micro-businesses, and for-profit independent arts and cultural organizations, that began operating on or before Mar…
Empire State Development – Global NYNYSmall Businessgrant
Updated: Dec 3, 2025
The Global NY Fund Grant Program reimburses 50% of eligible export-related expenses—such as trade shows, foreign marketing, and translation—up to $25,000 for small businesses and $100,000 for nonprofits, helping New York companies enter or expand in international markets.
Eligible for: New York State for-profit businesses with 500 or fewer employees, at least one year in business, and at least 10% of prior-year sales from o…
Empire State Development / Lendistry (Program Administrator)NYSmall Businessgrant
Updated: Dec 3, 2025
The nysmallbusinessrecovery.com site is the official Lendistry portal for New York’s Pandemic Small Business Recovery Grant, where eligible businesses create accounts, upload documents, and track grant-application status.
Eligible for: New York small businesses, micro-businesses, and for-profit arts and cultural organizations that meet the ESD program’s revenue, loss, and c…
Empire State Development / Lendistry (Program Administrator)NYSmall Businessgrant
Updated: Dec 3, 2025
The nysmallbusinessrecovery.com site is the official Lendistry portal for New York’s Pandemic Small Business Recovery Grant, where eligible businesses create accounts, upload documents, and track grant-application status.
Eligible for: New York small businesses, micro-businesses, and for-profit arts and cultural organizations that meet the ESD program’s revenue, loss, and c…
CitizensNYC’s Neighborhood Business Grants provide up to $5,000 in flexible funding to help hyperlocal NYC businesses pay rent, cover payroll, invest in equipment, or launch community-serving projects that keep their doors open and their neighborhoods vibrant.
Eligible for: Small, locally rooted businesses in New York City—often sole proprietors or microenterprises—that are actively operating, have a clear commu…
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