Grant Directory

Verified government funding opportunities

Florida State Small Business Credit Initiative (SSBCI)

open

Florida Department of Economic OpportunityFLSmall Business

Funding: Program-backed loans, guarantees, equity investments, and collateral support sized by participating lenders and funds to meet eligible Florida small business financing needs.loan, loan guarantee, equity, collateral supportrollingDeadline: Scope: statewidestate

Updated: Dec 6, 2025

Summary

SSBCI offers a suite of capital access tools — from loan guarantee and participation to equity or collateral support — helping Florida small businesses secure financing when traditional lending isn’t enough.

Benefits

Access to capitalLoan guaranteesEquity investmentCollateral support

Who Can Apply

For-profit business

Eligible Locations

Florida-based small businesses that meet the size and underwriting criteria of participating SSBCI lenders or investment funds.

Eligibility

Florida-based small businesses (generally ≤ 500 employees; up to 750 for collateral support) that meet the program’s underwriting criteria.

Full Description

The program is a state-level implementation of the federal State Small Business Credit Initiative, aiming to boost capital availability for small businesses across Florida. Depending on business size, creditworthiness, and funding need, eligible firms work with participating lenders or funds to access loans, guarantees, or investments. Since 2023, the program has committed substantial capital — over $250M in approved loans and investments — generating nearly $948M in private follow-on investments.

Verification & Details

Complexity: medium
Confidence: 90%
Status: open
Source: floridajobs.org

Florida SSBCI is an active multi-year capital access program; specific structures and deal sizes vary by component program and participating lender.

Official source → floridajobs.org
Apply on official siteUpdated Dec 6, 2025

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