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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (2013)
The Awesome Foundation distributes $1,000 micro-grants monthly around the world to individuals, groups, or organizations working on innovative, creative, community-based projects. No strings attached.
Eligible for: Individuals, groups, or organizations with a project idea
U.S. Small Business Administration & partnering agenciesSmall Business
Updated: Nov 18, 2025
The SBIR & STTR programs supported by the U.S. Small Business Administration provide small businesses with non-dilutive funding to conduct research and develop new technologies with commercial potential.
Eligible for: Small businesses conducting R&D, innovation
The “monthly grant for passionate entrepreneurs” theme aligns with programs such as the Amber Grant (for women) and others that feature monthly cycles. It emphasizes recurring access.
Eligible for: U.S. small business owners/entrepreneurs
MBDAWomen and Minority-Owned Business Support
Updated: Nov 18, 2025
The Minority Business Development Agency (MBDA) offers federal funding opportunities and support for businesses owned by historically underrepresented groups.
Eligible for: Minority-owned businesses or organizations supporting them
The Comcast RISE program offers small businesses a grant package that includes a monetary grant of $5,000, a technology makeover, creative production and media placement, plus business-education resources.
Eligible for: Small businesses in certain areas (check program page)
The Amber Grant awarded by WomensNet offers women-owned businesses a $10,000 monthly award, and then selects winners for an annual bonus of $25,000. Essentially it’s a recurring opportunity for female entrepreneurs to gain funding without giving up equity.
Eligible for: Women over 18, business at least 50% women-owned (startups eligible)
U.S. Department of AgricultureSmall Business
Updated: Nov 18, 2025
The Rural Business Development Grants (RBDG) via the U.S. Department of Agriculture support small businesses and emerging enterprises in rural areas, with eligibility typically for companies with fewer than 50 employees and under $1 M in gross revenue.
Eligible for: Small businesses in eligible rural areas
Virginia Innovation Partnership Corporation (VIPC)VASmall Business
Updated: Nov 18, 2025
Supports entrepreneurs/founding teams building transformative tech, cybersecurity, life sciences, energy & aerospace companies in Virginia. (Virginia Innovation Partnership)
Eligible for: Applications quarterly (rolling)
Department of Housing & Community Development (DHCD)VAHousing
Updated: Nov 18, 2025
Supports development and implementation of localized emergency crisis response systems with housing-focused, coordinated community-based activities. (Virginia Housing)
Eligible for: (varies)
Commonwealth Commercialization Fund (CCF)VAScience and Technology
Updated: Nov 18, 2025
Grant funding to Virginia’s public & private colleges, universities and eligible nonprofit research institutes to advance early-stage technologies toward commercialization. (Virginia Innovation Partnership)
Eligible for: Applications accepted rolling basis
Virginia Alcoholic Beverage Control Authority (ABC)VAEducation
Updated: Nov 18, 2025
Annual grants to organizations working to prevent underage and high-risk drinking in Virginia communities. (Virginia ABC)
Eligible for: Applications due by 5 pm March 1, 2025 (for the 2025-26 cycle)
American Express / Main Street AmericaSmall Business
Updated: Nov 17, 2025
Grant program for vulnerable brick-and-mortar small businesses
Eligible for: Independently owned small businesses employing ≤ 20 full-time, brick-and-mortar, located in older or historic commercial districts
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- First-time homebuyer grants
Browse programs supporting new homeowners, including down payment assistance.
- Small business grant resources
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