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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (19)
BakerRipley (in partnership with Harris County)TXSmall Businessgrant
Updated: Dec 6, 2025
Harris Hub is an ARPA-funded small business coaching initiative led by BakerRipley and Harris County that pairs in-depth, culturally competent technical assistance with the chance to receive a $5,000 grant for eligible entrepreneurs who complete the program.
Eligible for: Small and micro businesses in Harris County, TX with generally 25 or fewer employees that were impacted by COVID-19, are actively operating,…
City of Dallas Office of Economic DevelopmentTXSmall Businessgrant
Updated: Dec 6, 2025
Dallas’s Small Business Assistance Program is a city-wide capital grant program that helps small businesses finance real estate and build-out projects when they are ready to grow into or expand within Dallas storefronts or offices.
Eligible for: For-profit small businesses locating, expanding, or renovating a storefront or office in the City of Dallas that are undertaking capital pro…
City of Dallas / B.U.I.L.D EcosystemTXSmall Businessgrant
Updated: Dec 6, 2025
The B.U.I.L.D Small Business Grant Program provides small, flexible grants to very small Dallas businesses—especially minority- and women-owned firms—to cover training, working capital and essential expenses that keep them open and growing.
Eligible for: Micro and small businesses located in the City of Dallas, generally with fewer than nine employees or a 2019 payroll below specified thresho…
City of San Marcos – Economic Development / Main Street ProgramTXSmall Businessmixed
Updated: Dec 6, 2025
San Marcos’ Small Business Resources page acts as a curated hub of grant programs, counseling, and funding tools for local small businesses. It points owners to city grants like the BIG Grant and co-marketing fund as well as state, federal, and private small-business contests.
Eligible for: Small businesses and entrepreneurs in San Marcos and the surrounding area, including downtown retailers and service businesses, that are see…
Texas Workforce CommissionTXSmall Businessgrant
Updated: Dec 5, 2025
TWC’s Skills for Small Business grant pays community college tuition and fees for training new and existing workers at Texas small businesses with fewer than 100 employees, helping companies upskill staff without out-of-pocket tuition costs.
Eligible for: Texas businesses with 99 or fewer employees (company-wide) that pay into the state Unemployment Insurance system, are in good standing with …
City of San Marcos – Economic Development DepartmentTXSmall Businessgrant
Updated: Dec 5, 2025
The City of San Marcos Business Support Programs bundle together grants, incentives, and technical assistance to help local small businesses improve storefronts, grow, and create jobs. The portfolio includes BIG façade/signage grants, Main Street incentives, and co-marketing support that lower the cost of visible, high-impact improvements.
Eligible for: Locally owned or operated businesses within San Marcos city limits, including downtown/Main Street district businesses, that are investing i…
City of Laredo – in partnership with LiftFundTXSmall Businessgrant
Updated: Dec 5, 2025
The City of Laredo Small Business Water Relief Grant Program provides $2,000 grants to micro and small businesses hurt by both the pandemic and a 2024 water-boil notice. Administered by LiftFund, the program targets the smallest local employers that need help covering essential operating costs.
Eligible for: Micro and small businesses located within the City of Laredo that were operating on or before March 3, 2021; have fewer than 20 employees; a…
City of Longview – Community Development DivisionTXSmall Businessforgivable loan
Updated: Dec 5, 2025
Longview’s Small Business Grant (SBG) program offers zero-interest, partially forgivable loans of up to $30,000 to help local small businesses and nonprofits recover from COVID-19-related revenue losses. Funding is delivered through CDBG-CV dollars and structured to reward job retention for low- and moderate-income workers.
Eligible for: For-profit small businesses and eligible nonprofits within Longview city limits with 50 or fewer employees, documented revenue loss due to C…
Harris County Department of Economic Equity and Opportunity / PeopleFundTXSmall Businessloan
Updated: Dec 5, 2025
The Harris County Opportunity Fund is a $17M revolving loan program providing $5,000–$250,000 in flexible, growth-focused capital to Harris County small businesses, with a strong focus on improving access to financing for minority- and women-owned enterprises.
Eligible for: Small businesses located in Harris County, TX (with emphasis on minority- or women-owned enterprises) that have been in operation for at lea…
City of La Porte – Economic Development Office / La Porte Development CorporationTXSmall Businessgrant
Updated: Dec 5, 2025
La Porte’s Economic Development Incentives page highlights two core tools for local businesses: the Business Enhancement Grant and the Business Incentive Grant. Together they provide matching dollars to help small businesses upgrade facades, signage, and site improvements while attracting new jobs and private investment.
Eligible for: Commercial property owners and business tenants located within La Porte city limits who are investing in eligible façade, signage, beautific…
City of Fort Worth Neighborhood Services DepartmentTXFirst-Time HomeownerCity administered down payment and closing cost assistance provided as a zero interest forgivable subordinate loan that helps first time buyers bridge the upfront cash gap when purchasing a home.
Updated: Dec 6, 2025
City program providing down payment and closing cost assistance to eligible first-time buyers in Fort Worth.
Eligible for: First-time homebuyers (not owned in past 3 yrs), purchasing within Fort Worth city limits, must qualify for first-lien loan & complete homeo…
City of College Station Housing Assistance ProgramTXFirst-Time HomeownerCity administered shared equity deferred loan that provides gap financing for low income buyers by covering a portion of the purchase price, to be repaid in part if the home is sold or refinanced.
Updated: Dec 6, 2025
City of College Station offers gap financing via a shared-equity deferred loan up to 30% of the sales price (capped $80k) to assist homebuyers with down payment within city limits. (City of College Station)
Eligible for: Qualified homebuyers meeting income ≤ 80% AMI, credit score ≥ 600, purchasing within City of College Station limits; must complete HUD-appro…
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