Down Payment Assistance Program (City of College Station)

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City of College Station Housing Assistance ProgramTXFirst-Time Homeowner

Funding: Provides down payment and gap financing up to 30 percent of the sales price, capped at 80000 dollars, structured as a shared equity deferred loan with no monthly payments while the buyer occupies the home as a primary residence.City administered shared equity deferred loan that provides gap financing for low income buyers by covering a portion of the purchase price, to be repaid in part if the home is sold or refinanced.RollingDeadline: Scope: City (College Station, Texas)state

Updated: Dec 6, 2025

Summary

City of College Station offers gap financing via a shared-equity deferred loan up to 30% of the sales price (capped $80k) to assist homebuyers with down payment within city limits. (City of College Station)

Benefits

down payment assistancegap financingshared equity loandeferred payment loancity programlow-income homebuyer supporthomebuyer education required

Who Can Apply

homebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerCollege Station homebuyerTexas homebuyer

Eligible Locations

Income eligible homebuyers with household income at or below 80 percent of area median income who are purchasing an owner occupied home within the City of College Station, Texas, meet minimum credit score requirements, complete a HUD approved homebuyer education course and qualify for a first mortgage.

Eligibility

Qualified homebuyers meeting income ≤ 80% AMI, credit score ≥ 600, purchasing within City of College Station limits; must complete HUD-approved homebuyer education.

Full Description

https://www.cstx.gov/living-here/housing/housing-assistance/down-payment-assistance/

Verification & Details

Status: Open

Source: cstx.gov

Official source → cstx.gov

Apply on official siteUpdated Dec 6, 2025

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