Explore O Grants Nationwide

The StartSmart First-Time Home Buyer Program uses tax-exempt mortgage revenue bonds to deliver below-market interest rate 30-year loans for eligible Arkansas buyers, and can be paired with ADFA’s DPA second mortgage to significantly lower both upfront and monthly homeownership costs.

Eligible for: Designed primarily for Arkansas first-time homebuyers who have not owned a principal residence in the last three years, with exceptions for …

Neighborhood Housing Services of Southern Nevada connects eligible first-time buyers to the WISH down payment assistance grant, which provides a 4-to-1 match up to $32,099 toward down payment and closing costs, helping renters in the Las Vegas area become homeowners.

Eligible for: First-time homebuyers in Southern Nevada who complete first-time homebuyer education and counseling, meet income limits at or below 80% of a…

CAA of OKC’s Homebuyer Assistance Programs provide substantial HOME-funded down payment and closing cost assistance—up to $18,000 (plus $5,000 for rate buy-down) in Oklahoma City and $14,249 in Oklahoma/Canadian Counties—through forgivable second mortgages that help low- and moderate-income buyers bridge the affordability gap.

Eligible for: Income-eligible individuals and families purchasing within the Oklahoma City HOME program boundaries or in designated parts of Oklahoma and …

CHFA’s All Homebuyer Mortgage Programs page is a central hub that showcases below-market 30-year mortgages, discounted-rate options for key professions, and companion down payment assistance tools like DAP and Time To Own, making it a key SEO landing page for Connecticut first-time homebuyer programs.

Eligible for: Generally aimed at low- to moderate-income first-time homebuyers (or those not owning a home in the past three years) purchasing an owner-oc…

Fairfield’s federally funded Homebuyer Assistance Program helps income-eligible first-time buyers by covering half of their required down payment (up to $30,000) as a 0% deferred loan and providing an additional $2,500 grant for closing costs, dramatically reducing the cash needed to purchase a home in the town.

Eligible for: First-time homebuyers (no ownership interest in a residence in past 3 years) purchasing an owner-occupied home in Fairfield who complete a H…

The City of Vicksburg’s Down Payment Assistance for First Time Homebuyers bundles several grant-based options to help low and moderate-income first-time buyers cover down payment and closing costs. Programs are offered in partnership with Mississippi Home Corporation and the Federal Home Loan Bank of Dallas.

Eligible for: First-time homebuyers in Vicksburg with low to moderate income not exceeding area median income, acceptable credit, and completion of an app…

Jonesboro’s Homeownership Assistance Program offers up to $5,000 in closing-cost and down-payment help as a three-year forgivable lien to expand homeownership opportunities for low- and moderate-income first-time buyers within the city.

Eligible for: First-time homebuyers purchasing a home within the city limits of Jonesboro whose property meets HUD Minimum Housing Quality Standards, is n…

Wichita’s HOMEownership 80 Program offers substantial down-payment and closing-cost assistance to first-time buyers purchasing new construction homes in targeted neighborhoods, using federal HOME funds administered by the City.

Eligible for: First-time homebuyers purchasing newly constructed single-family homes in designated HOMEownership 80 Assistance Areas within Wichita, who m…

Salt Lake City’s Home Buyer Programs page describes municipal initiatives—most notably the Community Shared Equity Program—that help income-qualified households purchase homes on city-controlled land with long-term affordability protections.

Eligible for: Low- to moderate-income homebuyers interested in purchasing Salt Lake City Housing Stability homes under the City’s Community Shared Equity …

Online “Start Your Homebuying Journey” form that screens Kansas households for eligibility for KHRC’s First Time Homebuyer down-payment and closing-cost assistance and connects them with next steps and resources.

Eligible for: Prospective buyers must be first-time homebuyers (as defined by the FTHB Program), plan to live in the home as their primary residence, purc…

IFA’s Down Payment and Closing Costs Programs give Iowa homebuyers multiple ways to cover upfront costs, including a $2,500 grant, a 0-payment 2nd Loan up to 5% of the purchase price, and a $5,000 military grant that can be stacked to reach $10,000 or more in total assistance.

Eligible for: FirstHome down payment assistance is restricted to FirstHome-eligible buyers (first-time buyers, or targeted-area or qualifying military buy…

Pascagoula’s Down Payment Assistance Program offers up to $5,000 in grant funds to help low- and moderate-income first-time homebuyers with down payment and closing costs inside the city limits.

Eligible for: Pascagoula residents (minimum six months) currently in rental or similar housing who are first-time homebuyers, have not owned a principal r…