O Grants
Explore O Grants Nationwide
Discover active o funding across federal, state, local, and private funders. Updated daily with new programs and opportunities.
1,214 active programs listed • Updated daily • All 50 states + DC
Latest opportunities (1214)
California Housing Finance AgencyCAFirst-Time HomeownerState housing finance agency junior loan that provides a deferred payment silent second mortgage to cover part of the down payment and closing costs when paired with a CalHFA first mortgage.
Updated: Dec 6, 2025
Deferred-payment junior loan for down payment/closing costs to help first-time buyers access homeownership.
Eligible for: First-time homebuyers (or no ownership last 3 years), primary residence, must use CalHFA first mortgage; meet income/credit limits; home mus…
California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState administered disaster recovery homebuyer assistance that uses forgivable zero interest second mortgage loans funded by federal disaster and mitigation dollars to close the affordability gap for disaster impacted households.
Updated: Dec 6, 2025
A disaster-recovery homebuyer assistance program providing forgivable second-mortgage loans to help disaster-impacted households bridge the affordability gap when buying a home.
Eligible for: Low- and moderate-income renters or homeowners impacted by qualified disasters (e.g., 2017–20 wildfires or 2023/24 floods) in specified coun…
California Housing Finance AgencyCAFirst-Time HomeownerState housing finance agency programs that offer 30 year fixed rate mortgages combined with optional down payment and closing cost assistance through junior loans and specialty products targeted at first time buyers.
Updated: Dec 6, 2025
A broad overview of CalHFA’s suite of homebuyer loan and assistance programs for first-time buyers in California.
Eligible for: First-time homebuyers, meet income/credit/homebuyer education requirements
California Department of Housing & Community DevelopmentCAFirst-Time HomeownerState matching grant program that provides dollar for dollar funds to eligible local or regional housing trust funds to expand resources for affordable housing activities including homeownership assistance.
Updated: Dec 6, 2025
The LHTF program provides state funds to match local housing trust funds, which in turn fund affordable housing activities including acquisition, rehabilitation, and homeownership support
Eligible for: Local/regional housing trust funds (public or nonprofit) that support affordable housing including homeownership.
California Department of Housing & Community DevelopmentCAFirst-Time HomeownerFederal HOME block grant funds administered by the state as grants or low interest loans to eligible local governments and nonprofit sponsors for affordable housing activities including first time homebuyer assistance.
Updated: Dec 6, 2025
Federal HOME block-grant funding administered by HCD to support affordable housing including first-time homebuyer assistance.
Eligible for: Cities/counties, developers, CHDOs; includes first-time homebuyer projects.
Miami-Dade County Housing & Community DevelopmentFLFirst-Time Homeowner
Updated: Nov 20, 2025
assists eligible homebuyers in Miami-Dade County with a no-interest deferred loan for down payment to purchase first home.
Eligible for: First-time homebuyers; income limits: individuals <$95,620; couples <$109,200; 3-person household <$122,920; 4-person household <$136,500; m…
City of Austin Economic Development Department – Heritage Tourism DivisionTXHousing
Updated: Nov 20, 2025
The grant supports capital, planning, educational or marketing projects at historically designated sites in Austin that expand access to heritage resources and promote tourism. (Austin Texas)
Eligible for: Nonprofits or for-profit businesses; at least 2 years operating in Austin metro area; property must be a historic designated site (or for ev…
Broward County Housing Finance DivisionFLFirst-Time Homeowner
Updated: Nov 20, 2025
Provides deferred-payment loan assistance for eligible first-time homebuyers in Broward County to help cover down payment, closing costs, or interest-rate buy-down.
Eligible for: Qualified first-time homebuyers (income-eligible, primary residence, HUD homebuyer education course)
First Time Home Buyer Pros (affiliate)First-Time Homeowner
Updated: Nov 20, 2025
A nationwide down payment assistance program offering up to 3.5% forgivable grant/loan for down payment or closing costs, available in all states except Washington.
Eligible for: First-time homebuyers; must qualify for an FHA loan; credit score minimum 620; property must be 1-2 unit single family or manufactured home …
Library of American Broadcasting Foundation (LABF) in partnership with Broadcast Education AssociationUnited StatesNon-Profit
Updated: Nov 18, 2025
Grants supporting preservation and public accessibility of historic broadcast materials for nonprofit and archival organizations.
Eligible for: Nonprofit organizations, libraries, archives, museums, educational institutions, broadcast companies engaged in preserving broadcast history…
A major new fund to support nonprofit literary arts organizations, publishers and creative writers with significant funding over five years.
Eligible for: U.S.-based nonprofit or fiscally sponsored literary arts organizations or publishers whose mission supports creative writers of poetry, fict…
U.S. Small Business Administration & partnering agenciesSmall Business
Updated: Nov 18, 2025
The SBIR & STTR programs supported by the U.S. Small Business Administration provide small businesses with non-dilutive funding to conduct research and develop new technologies with commercial potential.
Eligible for: Small businesses conducting R&D, innovation