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Find every first-time home buyer grant & down payment assistance program in the U.S.
$0 – $100,000+ in free money. Updated daily across all 50 states + DC. Compare programs from HUD-approved agencies, lenders, cities, and state housing authorities in one place.
2000+ programs listed • Verified by HUD & state agencies
Latest opportunities (19)
The Merchants FundPASmall Business
Updated: Dec 5, 2025
Long-running grant program providing stabilization and growth funding to Philadelphia’s small businesses.
Eligible for: Philadelphia small businesses with demonstrated community impact or long-term stability needs
PA House / City of PhiladelphiaPASmall Business
Updated: Dec 5, 2025
Legislative update summarizing new small-business funding rounds in Philadelphia, including Catalyst Fund expansions.
Eligible for: Philadelphia small businesses seeking grant support via city-backed initiative updates
Pennsylvania Department of Environmental Protection (DEP)PASmall Business
Updated: Dec 5, 2025
A reimbursement grant supporting environmentally focused upgrades that reduce energy usage, pollution, or waste for small businesses across Pennsylvania.
Eligible for: Pennsylvania small businesses (≤100 employees) making energy-efficiency, pollution-prevention, or waste-reduction upgrades
Pennsylvania’s official statewide funding portal connecting small businesses to grants, loans, and assistance programs.
Eligible for: Pennsylvania small businesses, startups, manufacturers, tech companies, and eligible entrepreneurs
Pennsylvania Department of Community & Economic DevelopmentPASmall Business
Updated: Dec 5, 2025
DCED’s central page for small-business grants, low-interest loans, and incentive programs across Pennsylvania.
Eligible for: Pennsylvania-based businesses seeking financing, technical assistance, or expansion support
Lebanon Valley Chamber FoundationPASmall Business
Updated: Dec 5, 2025
Local micro-grant program supporting small businesses and nonprofits in Lebanon Valley with startup and expansion needs.
Eligible for: Small businesses, microenterprises, and local nonprofits within Lebanon Valley region
City of York, PennsylvaniaPASmall Business
Updated: Dec 5, 2025
Local business-support programs offering grants, loans, and microenterprise funding to York-based entrepreneurs.
Eligible for: Small businesses located within York city limits; priorities for food service, minority-owned, and neighborhood-serving businesses
Pennsylvania Department of Environmental Protection (DEP)PASmall Business
Updated: Dec 5, 2025
Statewide reimbursement grant supporting efficiency, energy savings, and pollution-prevention upgrades for small businesses.
Eligible for: Pennsylvania small businesses ≤100 employees making energy-efficient or pollution-prevention upgrades
Montgomery County, PAPASmall Business
Updated: Dec 5, 2025
County-level program supporting small business recovery, stabilization, and operational growth.
Eligible for: Small businesses operating in Montgomery County; priority for recovery-focused or underserved entrepreneurs
City of PhiladelphiaPASmall Business
Updated: Dec 5, 2025
Grant fund supporting Philadelphia small businesses with growth capital, stabilization, and seed funding.
Eligible for: Philadelphia small businesses, especially early-stage, minority-owned, and neighborhood-based enterprises
Philadelphia Division of Housing & Community Development (DHCD)PAFirst-Time HomeownerCity funded grant that provides up front assistance for down payment and closing costs to eligible first time homebuyers purchasing in Philadelphia.
Updated: Dec 6, 2025
Municipal program offering meaningful aid to first-time buyers in Philadelphia to reduce upfront costs and support stable homeownership.
Eligible for: First-time homebuyers (no ownership in last 3 years), purchase in Philadelphia (single-family or duplex), complete city-funded homeownership…
Montgomery County Department of Housing & Community DevelopmentPAFirst-Time HomeownerCounty administered zero interest subordinate loan that provides down payment and closing cost assistance to eligible first time buyers purchasing in Montgomery County.
Updated: Dec 6, 2025
County-level homebuyer assistance providing meaningful support toward upfront purchase costs for eligible first-time buyers.
Eligible for: First-time homebuyers (or not owned a home in last 3 years), income below area median, purchaser must live/work in county, complete counseli…
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