First-Time Homebuyers Program – Montgomery County PA | Pennsylvania grant

First-Time Homebuyers Program – Montgomery County PA

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Montgomery County Department of Housing & Community DevelopmentPAFirst-Time Homeowner

Funding: Offers assistance up to 10000 dollars or up to 10 percent of the home sale price, whichever is less, structured as a zero interest loan that may be forgiven or become repayable if the home is sold, refinanced, or transferred before the required affordability period.County administered zero interest subordinate loan that provides down payment and closing cost assistance to eligible first time buyers purchasing in Montgomery County.RollingDeadline: Scope: County (Montgomery County, Pennsylvania)state

Updated: Dec 6, 2025

Summary

County-level homebuyer assistance providing meaningful support toward upfront purchase costs for eligible first-time buyers.

Benefits

down payment assistanceclosing cost assistancezero interest loancounty programfirst-time buyer programhomebuyer education required

Who Can Apply

homebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerMontgomery County homebuyerPennsylvania homebuyer

Eligible Locations

First time homebuyers or buyers who have not owned a home in the past three years who live or work in Montgomery County, Pennsylvania and are purchasing an owner occupied home within the county, meet program income limits, asset tests, and underwriting criteria, and complete required homebuyer counseling.

Eligibility

First-time homebuyers (or not owned a home in last 3 years), income below area median, purchaser must live/work in county, complete counseling, have minimum liquid assets etc.

Full Description

The Montgomery County First Time Homebuyers Program offers eligible households purchasing within the county assistance up to $10,000 (or 10% of sales price) toward down payment and closing costs. To participate, buyers must meet income and employment/residency requirements (live or work in county), attend homebuyer education, and provide minimum personal contribution. The assistance is a zero-interest loan/grant repayable under certain conditions (sale, refinance, transfer before 15 years).

Verification & Details

Status: Open

Source: montgomerycountypa.gov

Official source → montgomerycountypa.gov

Apply on official siteUpdated Dec 6, 2025

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