Find every first-time home buyer grant & down payment assistance program in the U.S.

FDACS maintains a rolling list of state-level grant opportunities for agricultural and agribusiness-related businesses, offering periodic funding to support operations, expansion, conservation, and rural enterprise.

Eligible for: Agricultural businesses, agribusiness-related enterprises, producers, and eligible rural/ ag-sector firms meeting grant-specific criteria fr…

FloridaCommerce’s Small Business Innovation Program helps emerging small businesses and startups access capital, training, and support — making it easier to launch, scale or pivot with less reliance on conventional financing.

Eligible for: Newly established or growing small businesses in Florida that meet program criteria for innovation, growth potential, and business viability…

SSBCI offers a suite of capital access tools — from loan guarantee and participation to equity or collateral support — helping Florida small businesses secure financing when traditional lending isn’t enough.

Eligible for: Florida-based small businesses (generally ≤ 500 employees; up to 750 for collateral support) that meet the program’s underwriting criteria.

Miramar offers local grants & incentives to small and micro-businesses (including home-based) to support business development, growth, and resilience under its city-run grants and incentives program.

Eligible for: Small and micro businesses — including home-based — located within Miramar city limits, as defined in the city’s business resources & grants…

Orlando’s BAP provides matching grants (up to $20,000) to help small businesses with one-time costs tied to location, expansion, permit, or infrastructure fees — reducing the upfront burden on startups and expanding businesses.

Eligible for: Small businesses locating, expanding, or redeveloping in City of Orlando who incur permit, impact or infrastructure fees and need cost mitig…

Boynton Beach offers a Small Business Grants Program intended to support local small businesses (1–25 employees) — useful for working capital, growth, or stabilization.

Eligible for: For-profit small businesses located within Boynton Beach, properly licensed, with 1–25 employees, and at least one full year of operation.

The FSBDC STEP Grant helps Florida small businesses offset costs associated with entering or expanding into export markets — reimbursing trade-show fees, travel, lodging, and sample shipping to ease export-related expenses.

Eligible for: Florida small businesses engaged in exporting or exploring export markets that meet FSBDC export client eligibility and comply with program …

Jacksonville’s Business Financing Programs connect local businesses with loans, incentives, and support to foster growth, expansion, and economic development across the city’s business community.

Eligible for: Small, micro, and growing businesses within Jacksonville city limits that meet program standards and qualify under local economic developmen…

Enterprise Florida offers trade and export support — grants, export-marketing assistance, and trade-mission funding — to help Florida small and medium businesses enter or expand in global markets.

Eligible for: Florida-based small to medium enterprises seeking to expand into export markets, who meet Enterprise Florida eligibility criteria for trade-…

The Rural Business Development Grants program helps agricultural and rural-area businesses in Florida access funding for expansion, planning, equipment, or business-growth projects — supporting economic development outside urban centers.

Eligible for: Rural businesses in eligible Florida counties (qualifying under USDA rural definitions) seeking funding for expansion, planning, capital pro…

City of Tamarac’s purchase assistance program providing substantial down payment and closing-cost help to first-time homebuyers purchasing within Tamarac, Florida.

Eligible for: Income-eligible first-time homebuyers purchasing a new or existing home within the City of Tamarac; household income must be at or below 120…

Zero-interest Home Key Plus 2nd Mortgage down payment assistance for first-time homebuyers in Pinellas, Pasco, and Polk counties, paired with an HFA first mortgage.

Eligible for: First-time homebuyers, veterans, or buyers who have not owned a home in the past 3 years; minimum 660 credit score; must complete an approve…