Grant Directory

Verified government funding opportunities

Grants in Idaho

Idaho statewide grants & funding programs

Explore active funding opportunities from state agencies, cities, and local partners across Idaho. Filter by category, agency, or keyword to find grants that match your project, business, or community.

5 programs currently listed in Idaho • Updated daily

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Jump straight to Idaho grants filtered by focus area.

Latest opportunities (5)

Statewide Idaho down payment assistance program that layers a second mortgage on top of an Idaho Housing first mortgage to cover most or all of the required down payment and closing costs while helping buyers preserve savings

Eligible for: Eligible Idaho homebuyers using an Idaho Housing first mortgage, meeting program underwriting and household income limits and completing app…

Funding: Provides up to 8% of the sales price of the home in down payment and/or closing cost assistance for eligible Idaho homebuyers; requires a $500 minimum borrower contribution.StatewideIndividualDown payment assistanceClosing cost assistance

Idaho Central Credit Union’s First-Time Homebuyer Programs page highlights multiple mortgage options that can offer little to no money down, including 100 percent financing and extended term loans tailored for lower and middle income first time buyers across Idaho

Eligible for: First time and returning homebuyers who qualify for ICCU mortgage underwriting, including lower and middle income borrowers purchasing an ow…

CapEd Credit UnionIDFirst-Time HomeownerOther

Updated: Dec 1, 2025

CapEd Credit Union’s First-Time Homebuyer page aggregates multiple Idaho focused products including a zero down Educational Community 100 percent Loan, the CapEd Home Affordable Mortgage Program, and an Idaho first time homebuyer savings account that together help members get into a home with minimal upfront cash

Eligible for: Primarily first time homebuyers who are CapEd members or eligible to join, including educators and education community workers for the Educa…

Funding: First-time homebuyer mortgage with 3% down payment requirement; 100% financing option for eligible education-community borrowers via Educational Community 100% Loan (max loan $550,000).StatewideIndividualLow down payment mortgageFirst-time homebuyer loan

City of Boise’s Homeownership Opportunity Program provides mortgage assistance to income qualified buyers purchasing homes within Boise city limits, using HUD funds to help with down payment, closing costs, and gap financing so monthly payments remain affordable

Eligible for: Income eligible homebuyers purchasing within Boise city limits with gross household income between 50% and 80% of Area Median Income who wor…

Funding: Down payment and/or closing cost assistance or subsidized mortgage to reduce buyers primary loan so that monthly payments are affordable; amount varies per buyer need and funding availability.CityIndividualDown payment assistanceClosing cost assistanceAffordable mortgage

LEAP Housing’s Yes You Can Homeownership Program is a free, mentorship style service that walks Boise area renters and aspiring buyers through the entire home purchase process, connecting them to education, trusted lenders, and available down payment assistance programs

Eligible for: First time and aspiring homebuyers in the Boise area, including households with lower incomes, limited savings, lower credit scores, or lang…

Funding: Program provides mentoring, guidance, and connections to realtors and lenders — not direct grants or loans.Local/RegionalIndividualHomebuyer educationHomeownership assistance

First-time homebuyer? Start with this guide.

This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Idaho.

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

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